Banking products built for you

Military checking benefits

All current and former members of the United States Armed Forces are automatically enrolled in the U.S. Bank Smart Rewards® Plus tier1, at a minimum, regardless of balance. Benefits include waiving the $6.95 monthly maintenance fee1 on U.S. Bank Smartly® Checking2 accounts.

VA home mortgages

With a VA home loan from U.S. Bank, you can buy a home or refinance with little or no down payment. Available for service members, veterans and eligible surviving spouses.

Show your patriotism with every purchase.

Honor our military personnel and veterans with a U.S. Bank Visa® Debit Card. When you open a checking account with us, select a card with the American flag design or the Sunrise Salute design.

Managing your finances in the military and beyond

Altitude® Go Visa Signature® Card

Enjoy perks such as 4X points on dining, 2X points on groceries and a $15 streaming credit.

Personal loans and lines

Be prepared for life’s expected and unexpected expenses.

Retirement planning

Get the help of a financial advisor or take advantage of our online tools.

Boost your financial IQ.

Take advantage of resources designed to help you manage your finances during and after your military service.

We’re a proud supporter of veterans and military communities.

Veterans Benefits Banking Program

U.S. Bank is part of the Veterans Benefits Banking Program (VBBP). VBBP helps veterans, beneficiaries, survivors and caregivers access the financial products, services and support they need. All VA beneficiaries can open a low-to-no-cost checking account when they bring a direct deposit to U.S. Bank.

U.S. Bank ranked #3 best employer for veterans by Military Times

We’re honored to have appeared on the Military Times Best for Vets: Employers list every year since it began in 2010.

See how else we support current and former service members.

Featured story

Bank leader honored for his work to increase military homeownership

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  1. All regular account opening procedures apply. $25 minimum deposit required to open a U.S. Bank consumer checking account. Members of the military (requires self-disclosure) and clients ages 24 and under and those 65 and over pay no monthly maintenance fee.

  2. Safe Debit Account is not eligible for the monthly maintenance fee waiver.

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Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

U.S. Bank does not offer insurance products but may refer you to an affiliated or third party insurance provider.

The U.S. Bank Visa® Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit to learn more about U.S. Bank products and services. Mortgage, home equity and credit products offered by U.S. Bank National Association and subject to credit approval. Deposit products offered by U.S. Bank National Association. Member FDIC.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.