Make SMART money moves.
- Save for a rainy day.
- Manage your budget.
- Access your credit score.
- Reduce your debt.
- Track your online security.
The U.S. Bank Smartly™ Checking account offers special benefits to students ages 13 through 24. Apply online in minutes with an opening deposit of $25.
Note: Young adults ages 18 and over may apply individually or jointly. Youth ages 13 through 17 must apply jointly with an adult.
As a youth or young adult, when you open a Bank Smartly Checking account, you’re automatically enrolled in the free U.S. Bank Smart Rewards™ program. You’ll receive these benefits:
The perks don’t stop with checking. You’ll also receive benefits such as 100 free trades per calendar year.7
Open a Standard Savings account with a minimum $25 opening deposit.
Young adults ages 18 and over may open an account individually or jointly and may do so online or in a branch. Youth ages 17 and under may open an account jointly with an adult. The joint account must be opened together in a branch.
Visit the U.S. Bank Financial IQ Student Center to discover a vast array of resources on topics relevant to you. Be sure to check out the U.S. Bank Student Scholarship Sweepstakes.
Download the latest version of the U.S. Bank Mobile App to tap into an array of tools.
Via U.S. Bank Mobile App:
Via U.S. Bank Online Banking:
Call us at 800-872-2657. We accept relay calls.
Yes. You can add your Visa Debit Card to your phone, tablet, watch or laptop. U.S. Bank allows you to pay with Apple Pay, Samsung pay, Google Pay, Fitbit pay and Garmin Pay. Learn more about your mobile wallet options.
There are multiple ways, including through: the U.S. Bank Mobile App, online banking, your monthly statement, your checkbook and our routing number directory. The easiest way is to open the app and simply ask the U.S. Bank Smart Assistant™, “What’s my routing number?”
Learn more about finding your routing number.
A checking account is typically used for day-to-day spending and paying your bills. You can easily access your money with a debit card, ATM or check. A savings account is meant to help you grow your money or set aside funds for a big purchase.
It’s often beneficial to have both as part of your financial plan. Learn more about the differences between checking and savings accounts.
You can open Bank Smartly Checking and Safe Debit accounts for a minor aged 13 through 17 if it is a joint account with an adult. You may do so together online or in a branch. If the minor is under the age of 13 or if you wish to open any other joint account with a minor, you must do so together in a branch. Make an appointment to meet with a banker.
Learn more about how to open an account for a minor.