Limited Time

Business Money Market Bonus Rate Promotion

Earn money while you save with our limited time bonus interest rate.

Open an account today with a minimum deposit of $100. Then add more money your way.

  • Deposit a check using the U.S. Bank Mobile App or visit a U.S. Bank branch or ATM.
  • Complete an online transfer into your new U.S. Bank account.
  • Wire money from your old account into your new U.S. Bank account.

Explore the possibilities

U.S. Bank business bank accounts work with payment tools and support varying levels of monthly transactions, including deposits and check and debit card purchases. Apply online today.

Silver Business Checking Account Package

Best for new or small businesses with basic banking account needs

  • $0 monthly maintenance fee
  • 125 free transactions per month 1
  • $0.50 fee for each additional transaction

Gold Business Checking Account Package

Best for businesses with more banking activity

  • $20 monthly maintenance fee, waivable 2
  • 300 free transactions per month 1
  • $0.45 fee for each additional transaction

Platinum Business Checking Account Package

Best for established businesses with higher balances

  • $30 monthly maintenance fee, waivable 2
  • 500 free transactions per month 1
  • $0.40 fee for each additional transaction

Specialty business checking accounts

Nonprofit Checking Account

Ideal checking account features for nonprofit businesses

  • $0 monthly maintenance fee
  • 1800 free transactions annually 3
  • $0.50 fee for each additional transaction

Premium Business Checking Account

Premium services to help you plan and progress

  • Analyzed account fee, waivable 4
  • Earn credit on qualifying balances
  • 24/7 telephone support

Let us help you get started with the right business checking account.

Need a business checking account recommendation?

Simply answer a few questions to see which business checking account may meet your needs.

Compare business checking accounts.

Get an in-depth look at the finer details of all our business checking accounts, side by side.

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Switch to U.S. Bank business checking.

Use our EZ Switch Kit for a seamless transition to your new U.S. Bank business checking account.

How to waive the monthly maintenance fees

Business banking where you want it, when you want it.

Mobile banking

Online banking

Branches & ATMs

Business bankers

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Add a payment solution to boost your cash flow.

A U.S. Bank business checking account and Everyday Funding give you access to your funds within hours, seven days a week, so you can increase your cash flow.

Answers to your business checking and cash flow questions

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Frequently asked questions

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Disclosures
  1. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. 

  2. Units are calculated by dividing each cash deposit by 100 and rounding the results value to a whole number.

  3. Transactions are $0.50 each once free transactions are surpassed. A Transaction includes deposits and other credits, checks paid and other debits. ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

  4. Analyzed accounts are eligible for earned credits to offset transaction, maintenance and other fees associated with account activity. Visit a U.S. Bank branch for more details.

  5. Business deposit balances only. Balances will be verified 2 days prior to the last day of your statement cycle.

  6. Business credit outstanding balances only. Balances will be verified 2 days prior to the last day of your statement cycle.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.

Credit products offered by U.S. Bank National Association and subject to normal credit approval.

See the U.S. Bank Your Deposit Account Agreement booklet for additional disclosures applicable to deposit accounts. Other conditions and restrictions may apply. Terms may change without notice. For the most current information about packages and benefits available, contact your banker.