What is Premium Business Checking?

Ideal for larger businesses with more complex banking needs, this business checking account offers earnings credit rates on qualifying balances, which can help reduce or offset fees1.

Premium Business Checking Features

  • Option to earn interest (today’s rates)
  • Link to Premium business money market account to maximize balances
  • Access to more than 13,000 U.S. Bank and partner2 ATMs nationwide
  • Online statements with check images
  • 24/7 telephone support

All business checking accounts include:

Additional business checking account options:

Open a Premium Business Checking account

Have these documents ready:


Your business’s Employer Identification Number (EIN) or tax ID number (Sole proprietors can use the owner’s Social Security number)


Articles of Incorporation, Articles of Organization, or a charter or a similar legal document that indicates when your company was formed (not required for sole proprietors)


Government-issued photo ID and Social Security number for you and anyone else authorized to sign checks or make transactions on behalf of your organization

Unsure if a Premium Business Checking Package is right for your business?

Answer a few questions, and we’ll help you decide.

Get a checking recommendation