What is Premium Business Checking?

Ideal for larger businesses with complex banking needs, a Premium Business Checking account offers credits on qualifying balances, which can help reduce or offset fees.

Premium Business Checking extras

  • Option to earn interest (today’s rates)
  • Link to Premium business money market account to maximize balances
  • Access to more than 13,000 U.S. Bank and partner1 ATMs nationwide
  • Online statements with check images
  • 24/7 telephone support

All business checking accounts include:

Open a Premium Business Checking account

Have these documents ready:


Your business’s Employer Identification Number (EIN) or tax ID number (Sole proprietors can use the owner’s Social Security number)


Articles of Incorporation, Articles of Organization, or a charter or a similar legal document that indicates when your company was formed (not required for sole proprietors)


Government-issued photo ID and Social Security number for you and anyone else authorized to sign checks or make transactions on behalf of your organization