What is Premium Business Checking?

Ideal for larger businesses with more complex banking needs, this business checking account offers earnings credit rates on qualifying balances, which can help reduce or offset fees1

Premium Business Checking Features

  • Option to earn interest (today’s rates)
  • Link to Premium business money market account to maximize balances
  • Access to more than 13,000 U.S. Bank and partner2 ATMs nationwide
  • Online statements with check images
  • 24/7 telephone support

All business checking accounts include:

Additional business checking account options:

Open a Premium Business Checking account

Have these documents ready:


Your business’s Employer Identification Number (EIN) or tax ID number (Sole proprietors can use the owner’s Social Security number)


Articles of Incorporation, Articles of Organization, or a charter or a similar legal document that indicates when your company was formed (not required for sole proprietors)


Government-issued photo ID and Social Security number for you and anyone else authorized to sign checks or make transactions on behalf of your organization

Unsure if a Premium Business Checking Package is right for your business?

Answer a few questions, and we’ll help you decide.

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Other conditions and restrictions may apply. Terms may change without notice.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

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  1. Earnings Credit Rates may change at any time without prior notice. Earnings Credit: Average Collected Balance Available for Earnings Credit Services / Earnings Credit Rate / Actual Days in Month X Actual Days in Year. Refer to your Customer Analysis Statement for your current Earnings Credit Rate. For additional information call 855-955-2760 or visit your local branch to talk with a Business Banker. 

  2. U.S. Bank has established alliances to expand ATM convenience. These partner ATMs display the U.S. Bank logo and are included in the definition of a U.S. Bank ATM.

  3. Subject to credit approval. Other fees may apply. Please see a banker for details. Lines of credit, including business credit cards, are offered by U.S. Bank National Association.