U.S. BANK ALTITUDE® RESERVE VISA INFINITE® CARD
Earn 50,000 bonus points worth $750 on travel.
Just spend $4,500 in the first 90 days of account opening.1 $400 annual fee (view terms and conditions).
Exclusive to U.S. Bank customers.* Not a customer yet? Learn more about U.S. Bank products.
up to five additional points POINTS
Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.2
up to three additional points POINTS
Earn 3X points for every $1 on eligible travel purchases and mobile wallet spending.2
UP TO $325 ANNUAL CREDITS
Get reimbursed annually for eligible travel purchases and dining, takeout and restaurant delivery purchases.3
Earn 3X Points with your Mobile Wallet purchases.
Earn an industry-leading 3X points on eligible mobile wallet purchases using Apple Pay®, Google Pay™, Samsung Pay and LG Pay®. Plus, earn 3X points on eligible travel purchases. With accelerated point earning, every purchase gets you closer to your next getaway.
Powerful earning potential with an exclusive custom-engraved metal card.
View Terms and Conditions for the U.S. Bank Altitude Reserve Visa Infinite Card
Exclusive Perks
Airport Lounge Access
Complimentary 12-month Priority Pass™ Select membership that gives access to more than 1,300 VIP lounges worldwide.4
TSA PreCheck ® or Global Entry ®
Up to $100 in statement credits to reimburse your application fee once every four years.5
Visa Infinite® Luxury Hotel Collection
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious properties.6
No Foreign Transaction Fees (view full terms and conditions for the U.S. Bank Altitude Reserve Visa Infinite Card)
Save while traveling as well as making online purchases through foreign merchants.
ID Navigator Powered by NortonLifeLock
Provides tools to help keep you informed of threats that may affect your identity.7
World Class Service
Elevated service levels 24/7 with dedicated service advisors and Visa Infinite Concierge.8
Redeem Rewards Instantly
Use your mobile device to instantly redeem points for almost any purchase with Real-time Rewards.9
Buy now, pay later.
Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay™ Plan**. Pay no interest*** and keep your rewards, all for a small monthly fee.
Protection at Home and Away
Peace of mind 24/7 with fraud monitoring, ID Theft Protection, Emergency Evacuation and Transportation Coverage and more.10
Awarded Best Travel Credit Card
Application for the U.S. Bank Altitude Reserve Infinite Visa Card Apply for the card that earned Wallethub's Best Travel Credit Card Award.
Not a customer? Use the U.S. Bank location search to Visit a branch to speak to a banker.
Frequently Asked Questions
With the Altitude Reserve Card, you can earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center,2 3X points on eligible travel purchases and mobile wallet spending and 1X on all other eligible purchases. In addition, you can earn up to $325 in annual statement credit(s) for eligible travel purchases and dining purchases.3 Plus, points are worth 50% more when redeemed for travel.3
You can get up to $325 in annual credits through reimburesemt of eligible travel purchases and dining, takeout and restaurant delivery purchases.3
You will earn 3X points for every $1 spent when you pay with your mobile wallet using Apple Pay®, Google Pay™, Samsung Pay and LG Pay®
Cardmembers can redeem points for travel, gift cards, merchandise, live events, cash back,11 magazines and more. Redeeming points is quick and easy by choosing any of the following:
- Visit the Rewards Center found in Online Banking at usbank.com.
- Log into the U.S. Bank mobile app, select your Altitude Reserve account and click Redeem or View my rewards.
- Call the 24-hour Rewards Center at 844.357.2015.
Points never expire on your Altitude Reserve Card.
U.S. Bank ExtendPay Plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest – just a fixed monthly fee.
If your credit card account is eligible for an ExtendPay Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.
ExtendPay Plan eligibility may change based on your credit card account activity.
Yes. Your Altitude Reserve Card is eligible to use at the Rewards Center Earn Mall. The Earn Mall is the easiest way to earn additional points while shopping online at over 1,100 stores using your credit card.
Once enrolled, log in at usbank.com. Click on Earn Mall in the Rewards Center and start shopping. By using the Rewards Center Earn Mall on your Altitude Reserve Card, you will be able to earn more points by shopping online. Earn points on your credit card purchases and then earn additional points by shopping through the Rewards Center Earn Mall.
Yes. Your Altitude Reserve Card is eligible for Real Time Rewards after you register your card. With Real-time Rewards, shop nearly anywhere and redeem points instantly for your purchases from your mobile device.
Once enrolled, redemption is quick and easy. Make a purchase and you will receive a text asking if you want to use points to redeem immediately. Reply ‘REDEEM’ to complete the redemption. You must have enough points to cover the entire purchase in order to receive the text message to redeem. Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.
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