It's easy to transfer money.

Move money between your U.S. Bank accounts – and to and from accounts at other banks. With U.S. Bank mobile and online banking, you can safely control your money wherever you are.

Move your money how you want to.

One-time transfers

Make sure your money is right where you need it for large purchases or when bills are due.

Schedule in advance

Pick the date that works for you, up to a year in the future.

Recurring transfers

Set up a savings or stock-purchase plan and stick to your goals by making transfers automatic.

Account-to-account transfers

Transfers between your U.S. Bank accounts post immediately. We never charge a fee to transfer funds internally.

External transfers

Transfer money between your U.S. Bank accounts and accounts you hold at other financial institutions.

  • For outbound transfers1 (from a U.S. Bank account to another financial institution), funds are typically available in the external account two to three business days after you initiate the transfer. We don’t charge a fee for outbound transfers.
  • For inbound transfers (from accounts elsewhere to your U.S. Bank account), you'll never pay a fee – and you have a choice of speeds. Use free standard delivery to receive the funds in your U.S. Bank account in two to three business days. For more urgent needs, free next-day delivery may also be available.1

Wire transfers

When you need to send funds in larger amounts quickly and securely, you can initiate a wire transfer2 in minutes using the U.S. Bank Mobile App or online banking. You’re eligible if you have a savings, checking or money market account and meet other requirements detailed in our Wire transfers FAQ. Typically, a bank-to-bank wire transfer between accounts in the U.S. is transmitted same day and funds are delivered to the recipient within 24 hours.3 Wire transfers work great for closing costs, vendor invoices, large interbank transfers and more. See how easy it is to send a wire transfer with the app in this tutorial.

Frequently asked questions

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Disclosures
  1. Eligibility requirements and restrictions apply. Please see the Digital Services Agreement for more information.

  2. Eligibility requirements and restrictions apply. Fees for wire transfers initiated in mobile and online banking will be displayed before confirmation. Please refer to the Digital Services Agreement for more information.

  3. In limited cases, funds may take longer than 24 hours to be delivered. Funds can only be sent on business days between 7:30 a.m. and 3:30 p.m. CT. For more information about making wire transfers, see the Wire transfers FAQ.