Zelle® is the answer for so many situations.

Need to pay rent? Zelle®. Share household expenses? Zelle®. Settle up with friends for a night out? Yep, Zelle® again. Check out the video below to see how easy it is.

Plus, with Zelle® ready contacts, it’s easy to know who’s already enrolled with Zelle®. When you see a purple “Z” icon next to someone’s name on your contact list, you can send them money with Zelle® anytime with the confidence that it’ll be in their account in minutes. Learn more about Zelle® ready contacts below in the FAQ.

Why use Zelle®?

It’s safe.

With Zelle®, money travels directly between accounts with no stops in between. And as a U.S. Bank customer, you’re protected by our Digital Security Coverage.

Be alert: Payment app scams are on the rise. Watch this video on avoiding scams.

It’s fast.

Money you send with Zelle® can be in your recipient’s account in minutes,2 making Zelle® an ideal way to share the cost of expenses between friends or send the gift of money.

It’s convenient.

Find Zelle® in the U.S. Bank Mobile App or online banking. All you need to send money is the recipient’s email address or U.S. mobile number.

It’s easy.

Sending money is simple. Just pick a trusted recipient, enter an amount and hit Send. You can track your payment in mobile or online banking. Requesting money is just as easy.3

It’s personal.

You can add emojis and choose from a wide variety of colorful, entertaining eCards to send with your Zelle® payment. Add a personal touch for any occasion – or just a bit of fun for no reason at all. See our eCard FAQ.

Note: As with any financial interaction, we recommend that you use Zelle® only with people you know and trust.

Already have the U.S. Bank Mobile App?

View these interactive tutorials to see how easy it is to use Zelle®. You’ll be up and running in no time!

You can also use Zelle® in online banking.

You can start using Zelle® anytime you're banking in the app or online. Simply log in to your account and explore everything you can do.

Next time you reach for cash or checks, give Zelle® a try instead.

Make a payment that really counts.

When disasters strike, we make it easy to contribute to the American Red Cross with Zelle®.4 Support their mission to provide care, shelter and hope to Americans in need. To donate during times of crisis:

In the U.S. Bank Mobile App: Look for the American Red Cross banner on the Zelle® Select Recipients screen.

In online banking: Look for the American Red Cross banner on the right side of the My Accounts page.

See Red Cross donation FAQ.

Frequently asked questions

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  1. U.S. checking or savings account is required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.

  2. To send money in minutes with Zelle®, you must have an eligible U.S. Bank account and have a mobile number registered in your online and mobile banking profile for at least at least three calendar days. U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.

  3. Payment requests to persons not already enrolled with Zelle® must be sent to an email address.

  4. Please type and review your donation carefully. Zelle®, your bank and the American Red Cross are not liable for any failure, through no fault of theirs, to complete your transaction in the correct amount, or for any related losses.

    *100% of your donation will go to support American Red Cross Disaster Relief. The American Red Cross name, emblem and copyrighted materials are being used with its permission, which in no way constitutes an endorsement, express or implied, of any product, service, company, opinion or political position. The American Red Cross logo is a registered trademark owned by the American National Red Cross. For more information about the American Red Cross, please visit redcross.org.

    Zelle® enables consumers to send money to donations@redcross.org but Zelle® cannot be used to request money from donations@redcross.org.