ATM banking overview

As a U.S. Bank customer, you have access to one of the largest ATM networks in America.

U.S. Bank ATMs are designed to accommodate your most common banking needs with access to your U.S. Bank checking, savings and credit card accounts. As a U.S. Bank customer, you’ll pay no transaction or surcharge fees at U.S. Bank ATMs.

It’s your money. We make it quick and easy to move it and use it – 24/7/365.

At most U.S. Bank ATMs, you can:

Get started.

Your ATM welcome screen shows you the types of transactions that can be performed at that location. Insert or tap your card and enter your PIN. Fast Cash and other transaction options are just a tap away.

Deposit cash and checks in a flash.

Insert your checks and bills without an envelope. Cash deposits are credited to your account instantly. Simply put your money in, confirm your deposit and be on your way.

Get cash the way you want it.

Do you prefer large or small bills? You choose. Withdraw your cash the way you want.1

Transfer money between your U.S. Bank accounts.

At U.S. Bank ATMs, it’s easy to transfer money from your checking or savings accounts. You can also use this feature to reduce the outstanding balance on your line of credit or credit card.

Make payments.

Transferring your money from one U.S. Bank account to another is easy – and so is making payments on your U.S. Bank credit cards. Just insert your card and transfer for payment.

Set your ATM preferences.

Choose your primary language and set up your Fast Cash preferences. To make your stop even faster, set up your receipt preference to No receipt or Email for all your future ATM transactions.

Reset your card PIN.

To safeguard your security, it’s a good idea to change your card PIN regularly. Set your card PIN and change it as often as you wish at a U.S. Bank ATM.

Access more ATMs.

For ATM banking options while you’re on the go, U.S. Bank partners with other ATM providers, including the MoneyPass® ATM Network2 and Cardtronics. As a U.S. Bank customer, you can transact at thousands of additional ATMs across the country; fees and functionality vary by location.1

Functionality at most of these ATMs includes cash withdrawal, balance inquiries and transfer to accounts linked to your card.

Frequently asked questions: ATM banking

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  1. Some U.S. Bank ATMs have limited functionality. Please see the ATM and branch locator, at or in the U.S. Bank Mobile App, to view feature availability at U.S. Bank ATMs.

  2. Non-U.S. Bank ATMs are defined as any ATM that does not display the U.S. Bank logo in any manner, physically on the ATM or digitally on the screen. If a Non-U.S. Bank ATM Transaction fee is applied, U.S. Bank will assess a fee for each ATM Transaction conducted at the Non-U.S. Bank ATM. Please refer to the Consumer Pricing Information brochure for a summary of ATM Transaction fees. Additionally, Non-U.S. Bank ATM owners may apply a surcharge fee unless they participate in the MoneyPass® Network or are in alliance with U.S. Bank to be considered a Partner ATM and depicted on the U.S. Bank locator as such. To find MoneyPass ATM locations, select “visit the MoneyPass locator” at the bottom of our ATM locator search results to be taken to the MoneyPass website.

  3. Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.