Experience the benefits of a U.S. Bank Smartly® Checking account.

All account holders enjoy:

  • Interest earned on checking.1
  • No Overdraft Paid Fee if balances are overdrawn $50 or less.2
  • Overdraft Fee Forgiven program for overdrawn balances over $50. 3
  • No ATM transaction fees at U.S. Bank ATMs.4

Get your Monthly Maintenance Fee waived by meeting any one of the following criteria:

  • Are 24 and under, 65 and over or a member of the military (must self-disclose).
  • Have combined monthly direct deposits of $1,000 or more.
  • Keep a minimum average account balance of $1,500.5
  • Have an open qualifying U.S. Bank consumer credit card.6

It's free to join.

Enroll in the Smart Rewards® program for free and move automatically through our four-tiered program as your balances grow.*

The balances of these consumer accounts combine to determine your current rewards and benefits tier.

  • Checking account(s)
  • Savings and Money Market account(s)
  • CDs and IRAs
  • U.S. Bancorp Investments (an affiliate of U.S. Bank) and Personal Trust Accounts 7

*Qualifying balances include consumer accounts where the account is open and you are an account owner. Note: Balances in business and commercial accounts do not qualify.

Credit Cards

Supercharge your Smart Rewards

Pair a U.S. Bank credit card with Bank Smartly Checking to get exclusive Smart Rewards cash-back deals across your favorite brands and categories.

Level up with your loan.

You automatically qualify for the Primary tier if you have any of the following open accounts.

  • U.S. Bank home mortgage
  • Home equity loan
  • Home equity line of credit
  • Unsecured personal loan 

This benefit excludes U.S. Bank credit cards, personal unsecured lines of credit, student loans and Simple Loans.

Compare benefits and rewards.

Legend:
Included
Core Benefits <$20,000
Primary $20,000 to $49,999.99
Plus $50,000 to $99,999.99
Premium $100,000 to $249,999.99
Pinnacle $250,000+

Bank Smartly Checking with interest 1

Bank Smartly Checking with interest included in Core benefits
Bank Smartly Checking with interest included in Primary
Bank Smartly Checking with interest included in Plus
Bank Smartly Checking with interest included in Premium
Bank Smartly Checking with interest included in Pinnacle

Monthly Maintenance Fees waived

No Monthly Maintenance Fee with one of the following:

  • Combined monthly direct deposit totaling $1,000+
  • Average account balance of $1,500 or greater 5
  • Have an open qualifying U.S. Bank consumer credit card 6included in Core Benefits
Monthly Maintenance Fees Waived included in Primary
Monthly Maintenance Fees Waived included in Plus
Monthly Maintenance Fees Waived included in Premium
Maintenance Fees Waived included in Pinnacle

Standard Savings Interest Rate Lift 8

Standards Savings Interest Rate Lift not included N/A in Core Benefits

Standards Savings Interest Rate Lift +5% of the Standard Interest Rate included in Primary

Standards Savings Interest Rate Lift +10% of the Standard Interest Rate included in Plus

Standards Savings Interest Rate Lift +15% of the Standard Interest Rate included in Premium

Standards Savings Interest Rate Lift +15% of the Standard Interest Rate included in Pinnacle

Non-U.S. Bank ATM fees waived 49

Non-U.S. Bank ATM fees waived N/A not included in Core Benefits

First two Non-U.S. Bank ATM fees waived per statement period included in Primary

First four Non-U.S. Bank ATM fees waived  per statement periodincluded in Plus 

Unlimited Non-U.S. Bank ATM fees waived included in Premium 

UnlimitedNon-U.S. Bank ATM fees waived included in Pinnacle 

Non-U.S. Bank ATM owner surcharge fees reimbursed (Domestic only) 4

Non-U.S. Bank ATM owner surcharge fees reimbursed N/A not included in Core Benefits

Non-U.S. Bank ATM owner surcharge fees reimbursed N/Anot included in Primary

First Non-U.S. Bank ATM owner surcharge fee per statement period reimbursed included in Premium

First four Non-U.S. Bank ATM owner surcharge fees per statement period reimbursed included in Premium

Unlimited non-U.S. Bank ATM owner surcharge fees reimbursed in Pinnacle

Exclusive cash-back deals across top merchants/categories with an eligible and open U.S. Bank Personal Credit Card 10

(Cardmembers who have both a personal credit card account and a business credit or charge card account with U.S. Bank are not eligible for these offers.)

Cash-back deals across top merchants and categories N/A  not included in Core Benefits

Cash-back deals across top merchants and categories included in Primary
Cash-back deals across top merchants and categories included in Plus
Cash-back deals across top merchants and categories in Premium
Cash-back deals across top merchants and categories in Pinnacle

100 free trades per calendar year, exclusively through our affiliate U.S. Bancorp Investments 11

100 free trades per calendar year included in Core benefits
100 free trades per calendar year included in Primary
100 free trades per calendar year included in Plus
100 free trades per calendar year included in Premium
100 free trades per calendar year included in Pinnacle

Take 0.25% of your new first mortgage loan amount and deduct it from the closing costs, up to a maximum of $1000 12

Take 0.25% of your new first mortgage loan amount and deduct it from the closing costs, up to a maximum of $1,000 included in Core benefits
Take 0.25% of your new first mortgage loan amount and deduct it from the closing costs, up to a maximum of $1,000 included in Primary
Take 0.25% of your new first mortgage loan amount and deduct it from the closing costs, up to a maximum of $1,000 included in Plus
Take 0.25% of your new first mortgage loan amount and deduct it from the closing costs, up to a maximum of $1,000 included in Premium
Take 0.25% of your new first mortgage loan amount and deduct it from the closing costs, up to a maximum of $1,000 included in Pinnacle

Home Equity Line of Credit (HELOC) Annual Fee discount 13

HELOC Annual Fee discount not included N/A in Core benefits

$25 discount  HELOC Annual Fee discount included in Primary

$50 discount  HELOC Annual Fee discount included in Plus

No fee $0 HELOC Annual Fee benefit is included in Premium

No fee $0 HELOC Annual Fee benefit included in Pinnacle

Complimentary financial consultation with the Wealth Management Advisory Center 1415

Complimentary financial consultation N/A not included in Core Benefits

Complimentary virtual consultationincluded in Primary

Complimentary virtual consultationincluded in Plus

Complimentary virtual consultationincluded in Premium

Complimentary financial consultation included in Pinnacle

Auto Loan interest rate discount when purchased from select dealerships 1617

Auto Loan Interest Rate Discount  N/A not included in Core Benefits

Auto Loan Interest Rate Discount of 0.10% interest rate discount on new Auto Loans for vehicle purchase included in Primary

Auto Loan Interest Rate Discount of 0.15% interest rate discount on new Auto Loans for vehicle purchaseincluded in Plus

Auto Loan Interest Rate Discount of 0.20% interest rate discount on new Auto Loans for vehicle purchase included in Premium

Auto Loan Interest Rate Discount of 0.20% interest rate discount on new Auto Loans for vehicle purchase included in Pinnacle

IRA Annual Fee waived 18

IRA Annual Fee waived N/Anot included in Core Benefits

IRA Annual Fee waived N/A not included in Primary

IRA Annual Fee waived included in Plus
IRA Annual Fee waived included in Premium
IRA Annual Fee waived included in Pinnacle

Overdraft benefits

Overdraft benefits
  • Overdraft Fee Forgiven 3 included in Core Benefits
Overdraft benefits
  • Overdraft Fee Forgiven 3
  • Overdraft Protection Transfer Fees waived 19included in Primary
Overdraft benefits
  • Overdraft Fee Forgiven 3
  • Overdraft Protection Transfer Fees waived 19included in Plus
Overdraft benefits
  • Overdraft Fee Forgiven 3
  • Overdraft Protection Transfer Fees waived 19
  • One overdraft Paid Fee waived per statement period 20included in Premium
Overdraft benefits
  • Overdraft Fee Forgiven 3
  • Overdraft Protection Transfer Fees waived 19
  • All overdraft fees waivedincluded in Pinnacle

Other fee waiver benefits  Learn more

 

Other fee waiver benefits  N/A not included in Core Benefits

 

$2.00 Paper Statement Fee is waivedincluded in Primary

 

$2.00 Paper Statement Fee is waived included in Plus

Other fee waiver benefits
  • $2.00 Paper Statement Fee is waived
  • Unlimited waivers on fees assessed for Counter Checks, Personal Money Orders, Cashier’s Checks, Stop Payments and Photocopy of Statements
  • One Wire Transfer Fee is waived per statement period included in Premium
Other fee waiver benefits
  • $2.00 Paper Statement Fee is waived
  • Unlimited waivers on fees assessed for Counter Checks, Personal Money Orders, Cashier’s Checks, Stop Payments, Photocopy of Statements and Wire Transfers included in Pinnacle
Learn more about benefits and rewards

Enjoy the benefits of special rewards and services.

Are you a member of one of the following customer groups? If so, you’re automatically eligible for additional services and rewards tailored to meet your needs.

*A Bank Smartly® Checking account and/or Smart Rewards enrollment are not required to qualify for these benefits

Start of disclosure content
Disclosures
  1. Variable rate account – Interest rates are determined at the bank’s discretion and may change at any time. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information.

  2. In the event the Available Balance at the end of the business day is or would be overdrawn $50.01 or more and the transaction paid is $5.01 or more, an Overdraft Paid Fee may be assessed for each item. In the event the Available Balance at the end of the business day is or would be overdrawn $50.00 or less, a fee will not be assessed. U.S. Bank limits the number of charges to a daily maximum of three Overdraft Paid Fees per day, no matter how many items we pay on your behalf.

  3. Consumer checking accounts (excluding Safe Debit accounts) assessed an Overdraft Paid Fee may qualify for a fee waiver. The Overdraft Fee Forgiven period starts the first day your Available Balance becomes negative and you were charged an Overdraft Paid Fee(s). U.S. Bank will review your account at the end of the Overdraft Fee Forgiven period (11 p.m. ET) and if your Available Balance (excluding the Overdraft Paid Fees and including immediate and same day deposits), is at least $0 we will waive Overdraft Paid Fee(s) charged. Deposits that generally will qualify for Overdraft Fee Forgiven include: ACH and electronic deposits, cash deposits, wire transfers, ATM deposits at U.S. Bank ATMs, check deposits in branch and internal transfers from another U.S. Bank account. Deposits that generally will not qualify for Overdraft Fee Forgiven include: Mobile check deposit, extended hold placed on a deposit and deposits into new accounts opened less than 30 days where funds are generally made available the fifth business day after the day of your deposit. Refer to the Determining the Availability of a Deposit – All Accounts section of Your Deposit Account Agreement (PDF) for full funds availability details.

  4. ATM Transaction FeeU.S. Bank will assess this fee for each ATM Transaction conducted at the Non-U.S. Bank ATM.  Non-U.S. Bank ATMs are defined as any ATM that does not display the U.S. Bank logo in any manner, physically on the ATM or digitally on the screen.

    ATM Surcharge.  Non-U.S. Bank ATM owners may apply a surcharge fee on ATM transactions at their ATMs. U.S. Bank participates in MoneyPass®, an ATM surcharge free network. To find MoneyPass ATM locations, select “visit the MoneyPass locator” at the bottom of our ATM locator search results to be taken to the MoneyPass website. If you use an ATM that uses the MoneyPass® Network and are charged a surcharge fee, please contact us at 800-USBANKS (872-2657) for a refund of the surcharge fee.

    Please refer to the Consumer Pricing Information disclosure section titled Miscellaneous Checking, Savings or Money Market Fees for a summary of ATM transaction fees.

  5. The average account balance is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of calendar days within the statement period.

  6. Qualifying accounts include personal U.S. Bank open and activated credit cards in good standing and you are an account owner. This benefit may take up to 5 business days to be applied after credit card activation. Credit products are subject to eligibility requirements and credit approval and may be subject to additional charges such as annual fees. No limitation on Bank Smartly® checking accounts with this benefit.

  7. Personal Trust account balances are the current account balance as of close of the prior day for eligible trust account types that are held for your benefit: IRAs, Agency accounts, Revocable Trust accounts and Custody accounts.

  8. Variable rate account. Interest rates are determined at the bank’s discretion and can change at any time. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting, and other balance information. The interest rate Lift is calculated by taking your current interest rate and multiplying it by the interest rate Lift. This gets the interest rate Lift amount, which is added on top of the current interest rate. The interest rate Lift applies to standard rates only, it is not applicable for special or promotional rates. Savings interest rate Lift applies to Standard Savings only.

  9. When changing checking account types, corresponding Non-U.S. Bank ATM transaction fee waivers will become available on the first day of the next statement cycle. ATM transaction fee waivers are only applicable for your U.S. Bank Smartly® Checking accounts.

  10. Exclusive Smart Rewards cash back deals are available to U.S. Bank personal credit cardmembers whose accounts are open and in good standing who: (1) have a U.S. Bank Smartly® Checking account; (2) are enrolled in the U.S. Bank Smart Rewards program; and (3) qualify for the Primary tier of the program or higher. Cardmembers who have both a personal credit card account and a business credit or charge card account with U.S. Bank are not eligible for these offers. Smart Rewards cash back deals appear in online banking and the U.S. Bank mobile app and will change approximately every 45 days. Following enrollment in U.S. Bank Smart Rewards program, offers will be made available to eligible cardmembers within 4-6 weeks. To access and activate the cash back deals, cardmembers must log in to online banking or the mobile app and select the Smart Rewards cash back deals to activate them. Once the deal or deals are activated, shop online or in store at offer-activated stores using your enrolled U.S. Bank personal credit card at checkout. Terms and conditions applicable to each offer are provided with the offer. Cash back is automatically credited within 5-7 business days to the card or account used to complete the deal. 

  11. Offer is for 100 free trades per calendar year (Jan. 1 to Dec. 31) with a self-directed brokerage account through our affiliate, U.S. Bancorp Investments. Offer applies to online trades of equities and exchange-traded funds only and requires enrollment in paperless documents for self-directed brokerage account. To receive the free trades, a U.S. Bank Smartly® Checking account or an existing U.S. Bank Platinum® Checking Package or U.S. Bank Gold® Checking Package must be established. Free trades made available up to four business days from confirmation of account funding. This offer is not designed to support day trading or active trading and may be revoked if there is excessive or unreasonable activity. Additional fees may apply. Please refer to the Schedule of Commissions and Fees for more information.

  12. For purchase or refinance transactions, the maximum credit is $1,000. Certain mortgages may not be eligible for stated credits. Offer may not be combined with any other mortgage offers and can only be applied once per property within a 12-month period. To receive the U.S. Bank customer credit, a U.S. Bank Smartly® Checking account must be established prior to final loan approval, or must have either an existing U.S. Bank Personal Checking Package or first mortgage with U.S. Bank. A minimum of $25 is required to open a U.S. Bank Smartly® Checking account.

    For a comprehensive list of account pricing, terms and policies, see the Consumer Pricing Information (PDF) disclosure and Your Deposit Account Agreement (PDF). These documents can be obtained by contacting a U.S. Bank branch or calling 866-758-8655.

    Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage, home equity and credit products offered by U.S. Bank National Association and subject to credit approval. Deposit products offered by U.S. Bank National Association. Member FDIC

  13. An annual fee may apply after the first year or it may be waived or discounted with enrollment in the Smart Rewards program. To receive the Home Equity Line of Credit annual fee discount, a U.S. Bank Smartly® Checking account must be open and enrolled in Smart Rewards with a qualifying tier assignment. Discount amounts are determined using your tier assignment on the anniversary date of your Home Equity Line of Credit. Tier assignments generally occur within five business days after tier review.

  14. For the Primary, Plus and Premium Tier: To schedule your complimentary virtual consultation, make an appointment online at usbank.com/advisorycenter or call 888-620-8770. U.S. Bank, U.S. Bancorp Investments and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation. The complimentary virtual consultation is available to customers outside the Rewards Program.

  15. Variable rate account. Interest rates are determined at the bank’s discretion and can change at any time. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting, and other balance information. The interest rate Lift is calculated by taking your current interest rate and multiplying it by the interest rate Lift. This gets the interest rate Lift amount, which is added on top of the current interest rate. The interest rate Lift applies to standard rates only, it is not applicable for special or promotional rates. Savings interest rate Lift applies to Standard Savings only.

  16. Apply online or through a U.S. Bank branch for pre-approval of a loan to purchase a car or truck. Discount will be applied to approved rate. To receive the interest rate discount, a U.S. Bank Smartly® Checking account must be opened and enrolled in Smart Rewards with a qualifying tier assignment before applying. Tier assignment generally takes five business days after enrollment. U.S. Bank reserves the right to withdraw an approval if your identity cannot be verified or if there have been changes in your credit status as of the date of sale application. Applications are subject to credit approval.

  17. Purchase must be completed through a U.S. Bank network dealership after U.S. Bank pre-approval is provided. The dealership will work with you to finalize the vehicle financing. U.S. Bank assists its customers with automobile financing by working with auto dealerships across the nation. The U.S. Bank auto financing pre-approval is only valid at a dealership with which U.S. Bank works. U.S. Bank is not affiliated with these dealerships and U.S. Bank makes no representations or warranties regarding the dealerships, their vehicles, related products, or services. Applications completed at a dealership are not eligible for the discount.

  18. Maintaining an open U.S. Bank Smartly® Checking account enrolled in the Smart Rewards® Plus tier, at a minimum, is required to waive the IRA annual fee. The IRA annual fee waiver does not apply to Personal Trust IRAs.

  19. If you have linked eligible accounts and the negative Available Balance in your checking account is $5.01 or more, the advance amount will transfer in multiples of $50. If, however, the negative Available Balance is $5 or less, the amount advanced will be $5. The Overdraft Protection Transfer Fee is waived if the negative Available Balance in your checking account is $50 or less.

    Note: If you have Overdraft Protection and your account becomes overdrawn, Overdraft Protection funds will be accessed before the account is eligible for U.S. Bank Overdraft Fee Forgiven.

    Refer to Your Deposit Account Agreement (PDF) section titled Overdraft Protection Plans for additional information.

  20. Variable rate account. Interest rates are determined at the bank’s discretion and can change at any time. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting, and other balance information. The interest rate Lift is calculated by taking your current interest rate and multiplying it by the interest rate Lift. This gets the interest rate Lift amount, which is added on top of the current interest rate. The interest rate Lift applies to standard rates only, it is not applicable for special or promotional rates. Savings interest rate Lift applies to Standard Savings only.

  21. Members of the military (requires self disclosure) and customers ages 24 and under and those 65 and over pay no monthly maintenance fee. All others can have it waived by meeting any one of the following criteria: Have combined monthly direct deposits totaling $1,000 or more; or keep a minimum average account balance of $1,500 or more; or presence of an eligible personal U.S. Bank credit card; or qualify for one of the four Smart Rewards® tiers (Primary, Plus, Premium or Pinnacle).

    The average account balance is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of calendar days within the statement period. Other fees may apply.

    Please refer to the Consumer Pricing Information (PDF) disclosure for more details.

  22. When changing existing checking options or customer group, check order discounts may not be immediately available, but will generally be available within five business days. Additional shipping fees may apply if expedited or shipped outside the continental United States.

  23. Account may be assessed the Monthly Maintenance Fee when the account holder reaches 18 years of age. Account holder(s) age 13–17 will receive the monthly maintenance fee waiver under the Youth customer group. In the event the account holder is not currently a signer on the account the account holder must visit a branch with the custodian/guardian on the account to gain authority to access account funds.

  24. All regular account opening procedures apply. $25 minimum deposit required to open a U.S. Bank consumer checking account. Members of the military (requires self-disclosure) and customers ages 24 and under and those 65 and over pay no monthly maintenance fee.

  25. If you have any questions, please call the State Farm Banking Customer Service at U.S. Bank, 800-890-2233.

  26. The Retirement Money Market minimum opening deposit is $100 for State Farm customers.

  27. Valid if the customer maintains an Elite Money Market account only (without the presence of a Bank Smartly® checking account); Monthly Maintenance Fee waiver starts on account open date.

  28. For banking clients of U.S. Bank Wealth Management, Private Wealth Management or Ascent Private Capital Management.

  29. For more information, refer to Your Deposit Account Agreement (PDF), in the section titled Funds Availability.

  30. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. Fees could reduce earning on the account.

  31. How to obtain the rate: This rate is valid on new accounts for clients who do not have an existing consumer money market account or for clients with an existing consumer money market account that has been open for less than 30 days. This rate is not valid for clients with a consumer money market account closed within the last 30 days. Get the Annual Percentage Yield (APY) as noted above by depositing at least $25,000 within 30 days of account opening. A minimum opening deposit of $100 is required to open.

    How to maintain the rate: Deposit at least $25,000 within 30 days of account opening and maintain a minimum daily balance of at least $25,000 each day thereafter. If the account balance falls below $25,000 the standard interest rate plan will be applied until the account balance is at or above $25,000 again. All rates and APYs are determined at the bank's discretion, are subject to change after the account is opened, and can change at any time. Fees will reduce your eligible balance, and deposits are needed to cover these fees to maintain the daily balance for this rate offer.

    The following standard interest rate plan balance tiers and APYs are accurate as of today's date: Under $10,000: 0.01%; $10,000 to $24,999.99: 0.01%; $25,000 to $49,999.99: 0.25%; $50,000 to $99,999.99: 0.25%; $100,000 to $499,999.99: 0.25%; $500,000 and above: 0.25%.

    Interest Information: You must maintain the minimum daily balance needed for each tier in order to earn the Annual Percentage Yield (APY) disclosed. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest on your check deposit begins to accrue on the business day we receive credit for this account. If you close your account before interest is credited you will not receive the accrued interest. Fees could reduce earnings on the account. Other restrictions may apply.

  32. FDIC insured to the maximum allowed by law.

  33. $1,000 minimum opening deposit up to a maximum of $250,000. 

  34. Online application is not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers.

  35. Offer good for the initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. Advertised rate and APY are offered at the bank's discretion and may change daily.

  36. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. Fees could reduce earning on the account.

  37. One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Go Visa Signature Card and eligible Net Purchases totaling $1,000 or more are made to your Account within 90 days after Account opening. Points are earned on eligible Net Purchases. Please allow 6-8 weeks for your bonus Points to be credited to your Account. Existing or previous U.S. Bank Altitude Go Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Go Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

Start of disclosure content

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

The U.S. Bank Visa® Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

For U.S. Bancorp Investments:

Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank. Insurance products are available through various affiliated non-bank insurance agencies, which are U.S. Bancorp subsidiaries. Products may not be available in all states. CA Insurance License# 0E24641.

For U.S. Bank:

U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments, Inc.

Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

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