How can I find my routing number?

There are multiple ways.

When do I need my routing number?

Financial institutions use your routing number every time you make a financial transaction in the United States. You’ll often be asked for it when you:

  • Set up direct deposit
  • Pay a bill online or by phone
  • Make a wire transfer

How to write a check

Not sure how to write a check? You’re not alone. Here’s how:

  1. Date the check on the line at the top right corner.
  2. Fill in the name of the person or institution the check is for on the Pay to the order of line.
  3. Fill in the dollar amount in numbers in the box next to the Pay to the order of line.
  4. Fill in the dollar amount in words in the next line. Cents should be written out by putting the cents over 100 as a fraction. For example, $10.25 should be spelled out, “Ten dollars and 25/100”.
  5. If you’d like, you can add a memo.
  6. Sign your full name on the line on the bottom right.

Checking and savings customer resources

You may find the following tools helpful.

Mobile and online banking

Bank when and where you want. Our secure digital banking tools make managing your money fast and easy. With the U.S. Bank Mobile App and U.S. Bank Online Banking, you have 24/7 access to your money.

Account features and benefits

Find summaries of pricing, rates and fees for U.S. Bank checking accounts in our Consumer Pricing Information disclosure.

U.S. Bank Visa® Debit Card

Skip the ATM. Your U.S. Bank Visa® Debit Card is the perfect way to pay for those little everyday purchases. Keep track of your transactions and rest easy knowing you have zero fraud liability.

Military banking

U.S. Bank is a proud supporter of our military and veteran communities. We have specialized military benefits designed to help those who serve and have served reach their financial goals.

Protect your account

With overdraft protection1, you can avoid the hassle and inconvenience of an unexpected shortage of funds. Plus with Overdraft Fee Forgiven2, our consumer checking account customers may qualify for an Overdraft Paid Fee waiver.

First bank account

Whether you're opening your own first bank account or interested in opening an account for a minor, we can help. We have accounts designed with you in mind.

Stay in the know.

U.S. Bank Digital Explorer

Interactive tutorials for digital banking

Learn to bank in the U.S. Bank Mobile App and online banking with simple, interactive demos for everyday tasks.

Financial education

Your financial questions, answered

Check out these helpful articles to learn more about personal finance, or brush up on your money knowledge.


What’s happening at U.S. Bank

Read up on the latest news, announcements and stories from U.S. Bank.

Have more questions?

Get answers to all your questions by visiting our online customer service. Or, you can chat with one of our bankers. Simply stop by a local branchschedule an appointment, or call 800-872-2657. We’re here to help.

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  1. If you have linked eligible accounts and the negative Available Balance in your checking account is $5.01 or more, the advance amount will transfer in multiples of $50. If, however, the negative Available Balance is $5 or less, the amount advanced will be $5. The Overdraft Protection Transfer Fee is waived if the negative Available Balance in your checking account is $50 or less.

    Note: If you have Overdraft Protection and your account becomes overdrawn, Overdraft Protection funds will be accessed before the account is eligible for U.S. Bank Overdraft Fee Forgiven.

    Refer to Your Deposit Account Agreement section titled Overdraft Protection Plans for additional information.

  2. Consumer checking accounts (excluding Safe Debit accounts) assessed an Overdraft Paid Fee may qualify for a fee waiver. The Overdraft Fee Forgiven period starts the first day your Available Balance becomes negative and you were charged an Overdraft Paid Fee(s). U.S. Bank will review your account at the end of the Overdraft Fee Forgiven period (11 p.m. ET) and if your Available Balance (excluding the Overdraft Paid Fees and including immediate and same day deposits), is at least $0 we will waive Overdraft Paid Fee(s) charged. Deposits that generally will qualify for Overdraft Fee Forgiven include: ACH and electronic deposits, cash deposits, wire transfers, ATM deposits at U.S. Bank ATMs, check deposits in branch and internal transfers from another U.S. Bank account. Deposits that generally will not qualify for Overdraft Fee Forgiven include: Mobile check deposit, extended hold placed on a deposit and deposits into new accounts opened less than 30 days where funds are generally made available the fifth business day after the day of your deposit. Refer to the Determining the Availability of a Deposit – All Accounts section of Your Deposit Account Agreement for full funds availability details.

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Deposit products offered by U.S. Bank National Association. Member FDIC.

The U.S. Bank Visa® Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.