All account holders enjoy:
Get your Monthly Maintenance Fee waived by meeting any one of the following criteria:
Enroll in the Smart Rewards™ program and move automatically through our four-tiered program as your balances grow.*
The balances of these consumer accounts combine to determine your current rewards and benefits tier.
You will qualify for the Primary tier if you have any of the following open products; U.S. Bank home mortgage, home equity loans, home equity line of credit, or unsecured personal loans (excluding unsecured personal lines of credit, student loans, and Simple Loans). U.S. Bank credit cards are excluded.
*Qualifying balances include consumer accounts where the account is open and you are an account owner.
Note: Balances in business and commercial accounts do not qualify.
Monthly Maintenance Fees waived
Mortgage loan closing cost credit of 0.25% on your new first mortgage loan amount, up to a maximum of $1,00011
Are you a member of one of the following customer groups? If so, you’re automatically eligible for additional services and rewards tailored to meet your needs.
*A Bank Smartly Checking account and/or Smart Rewards enrollment are not required to qualify for these benefits