Why spend precious time going to the bank? Direct deposit is the easy, worry-free way to have electronic deposits – like paychecks or Social Security payments – deposited automatically into your U.S. Bank checking or savings account. Deposits are made electronically, so you never have to worry about losing a paycheck or going to the bank. Moreover, it’s much faster than paper deposits, letting you access your money on the day of the deposit.                               

How to set up direct deposit for your paycheck

  1. Ask for a copy of your employer’s direct deposit signup form, or download the U.S. Bank Direct Deposit Authorization Form (PDF).

  2. Provide your U.S. Bank deposit account type (checking or savings), account number and routing number, and other required information.

  3. Submit the completed direct deposit form to your employer.

Authorization form tips

Here are a few key things to remember when filling out and submitting the direct deposit authorization form:

  • Read the direct deposit form completely and be sure to follow the checklist items.
  • Keep the information secure while filling out the form and submit it directly to your employer.
  • It can take several payroll cycles for changes to take effect, so make sure to follow up with your HR or payroll department to check on the progress of your request. 

How to set up direct deposit for your Social Security check

There are three ways to get the process started:

  • Go to GoDirect.gov to sign up online.
  • Call GoDirect at 800-333-1795.
  • Visit your local U.S. Bank branch or SSA office.

Be prepared to provide your U.S. Bank deposit account type (checking or savings), account number and routing number, your Social Security Number, and other required information.