Yes. We’re committed to providing products and services designed to help military members and their families during and after their military career. Learn about our military checking benefits or explore all our military banking programs.
Student Checking details
Monthly maintenance fee
$0
Other fees
A $2 paper statement fee2 applies unless the account is enrolled in e-statements.
Student Checking benefits
ATM transactions
Pay no ATM transaction fees at U.S. Bank ATMs. Also, there are no ATM transaction fees on your first four non-U.S. Bank ATM transactions per statement period.3 Note: Non-U.S. Bank ATM transaction fees apply after four.
No-fee overdraft protection
Pay no overdraft protection fees for transfers made from a linked U.S. Bank consumer savings account, U.S. Bank money market or a secondary checking account.4 Overdraft Protection Transfer Fees apply when transfers are made from a linked U.S. Bank credit account, including Reserve Line of Credit, credit card, personal line of credit, home equity line of credit and other lines of credit.
Basic banking must-haves
Enjoy a U.S. Bank Visa® Debit Card, mobile and online banking with mobile check deposit,5 bill pay and more.
Personal check discounts
Get your initial box of U.S. Bank logo checks free. Or, express yourself with a 50% discount on your choice of designs,6 including many colleges and universities.
Campus banking
If your college participates, you can set up your bank account, pay bills or link your student ID to your U.S. Bank Student Checking account and more. Learn about our campus banking.
More information
Learn more about additional features and pricing by checking out the following resources:
Open an account online.
It’s fast and easy, typically taking only a few minutes.
The Student Checking account can be opened individually or jointly if you’re 18 years old or over. To open a joint account online, simply select the Joint option when applying. Here’s what you’ll need to open an account online.
Note: Applicants ages 14 through 17 may open an account jointly with an adult. They may do so together online or in person at a branch. Stop by a local branch together or schedule an appointment in advance. Learn more about opening an account for a minor.
Frequently asked questions
You can apply for an individual bank account if you’re 18 years or older and a legal U.S. resident. You’ll need to provide your Social Security number and a valid, government-issued photo ID. Learn more about how to open your own first bank account.
A checking account is typically used for day-to-day spending and paying your bills. You can easily access your money with a debit card, ATM or check. A savings account is meant to help you grow your money or set aside funds for a big purchase.
It’s often beneficial to have both as part of your financial plan. Learn more about the differences between checking and savings accounts.
Get answers to other frequently asked questions and learn more about account services, features and benefits on our Checking customer resources page.
Ready to get started?
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Disclosures
Start of disclosure content
XX-001a FDIC Notice
XX-041 Debit card issuer
DA-017c DAA and CPI Disclosure No Phone Number
XX-011 Equal Housing Lender