Student Checking details

Monthly maintenance fee


Other fees

A $2 paper statement fee2 applies unless the account is enrolled in e-statements.

Student Checking benefits

ATM transactions

Pay no ATM transaction fees at U.S. Bank ATMs. Also, there are no ATM transaction fees on your first four non-U.S. Bank ATM transactions per statement period.3 Note: Non-U.S. Bank ATM transaction fees apply after four.

No-fee overdraft protection

Pay no overdraft protection fees for transfers made from a linked U.S. Bank consumer savings account, U.S. Bank money market or a secondary checking account.4 Overdraft Protection Transfer Fees apply when transfers are made from a linked U.S. Bank credit account, including Reserve Line of Credit, credit card, personal line of credit, home equity line of credit and other lines of credit.

Basic banking must-haves

Personal check discounts

Get your initial box of U.S. Bank logo checks free. Or, express yourself with a 50% discount on your choice of designs,6 including many colleges and universities.

Campus banking

If your college participates, you can set up your bank account, pay bills or link your student ID to your U.S. Bank Student Checking account and more. Learn about our campus banking.

More information

Learn more about additional features and pricing by checking out the following resources:

Open an account online.

It’s fast and easy, typically taking only a few minutes.

The Student Checking account can be opened individually or jointly if you’re 18 years old or over. To open a joint account online, simply select the Joint option when applying. Here’s what you’ll need to open an account online.

Note: Applicants ages 14 through 17 may open an account jointly with an adult. They may do so together online or in person at a branch. Stop by a local branch together or schedule an appointment in advance. Learn more about opening an account for a minor.

Frequently asked questions

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