A checking account can be a safe, convenient place to stash the cash you need for bills and other expenses.
Student Checking gives you full access to Online and Mobile Banking, a suite of powerful tools and apps that make it easy to track your spending, pay bills, send money, deposit checks and more. And when you need to pay for things, you can swipe your U.S. Bank Visa® Debit Card, write a check, or get cash from a nearby ATM.
Best of all, with Student Checking there's no monthly maintenance fee.
Student Checking benefits
Basic banking must-haves
More no-fee ATM transactions
Get 4 "no U.S. Bank fee" transactions per statement period at non-U.S. Bank ATMs. (Note: Non-U.S. Bank ATM owners will charge their own fee unless they participate in the MoneyPass® Network.)
Free personal checks
Get your first order of U.S. Bank logo checks for free, or express yourself with a 50% discount on your choice of designs, including dozens of colleges and universities.
Pricing and features
Monthly maintenance fee
Note: When you open a Student Checking account, you will receive paper statements unless you switch to free online statements. The fee for paper statements is $2 per month.2
The most common checking fees are listed in the Student Checking Simple Snapshot (PDF), an easy-to-read summary of pricing and features to help you use this account. For more detailed information, see Consumer Pricing Information and Your Deposit Account Agreement.
Our online application is fast and secure
Open a checking account online in minutes, and fund it with your credit or debit card.
We use the strongest available 128-bit encryption to protect any information you send.
Learn more about managing your money.
How do I build my credit? Avoid bank fees? Finance my education? Find answers to these questions and more, plus student videos on money management, at our Student Banking Center.