
Financial advice from our dads
We asked our employees to share the lessons they learned from their fathers.
Open a Bank Smartly checking account in minutes with a minimum deposit of $25. As a Youth or Young Adult, you’re automatically enrolled in the U.S. Bank Smart Rewards® program and will receive these and other benefits.
Consider a Safe Debit Account, a “checkless” no overdraft fee option that is not part of the U.S. Bank Smart Rewards program. Open an account in minutes with a minimum deposit of $25. Youth ages 13 through 17 must open an account jointly with an adult.
Benefits of the Safe Debit account include:
Note: The $4.95 monthly maintenance fee cannot be waived.
U.S. Bank received the 2023-2024 Money Best Banks for Students award in August 2023.
Be part of the solution to the plastic waste problem with an eco-friendly U.S. Bank Visa® Debit Card. Or show your pride through a school or professional football team-affiliated card. We offer a wide variety of designer options.
Our Financial IQ offers an abundance of ideas, tools, tips and resources to help put you and keep you on the road to financial wellness.
We asked our employees to share the lessons they learned from their fathers.
Take the challenge to become more financially fit.
You can open Bank Smartly Checking and Safe Debit accounts for a Youth aged 13 through 17 if it is a joint account with an adult. You may do so together online or in a branch. If the Youth is under the age of 13 or if you wish to open any other joint account with a Youth, you must do so together in a branch. Make an appointment to meet with a banker.
Learn more about how to open an account for a Youth.
You can apply for an individual bank account if you’re 18 years or older and a legal U.S. resident. You’ll need to provide your Social Security number and a valid, government-issued photo ID.
Learn more about how to open your own first bank account.
A checking account is typically used for day-to-day spending and paying your bills. You can easily access your money with a debit card, ATM or check.
A savings account is meant to help you grow your money or set aside funds for a big purchase. It’s often beneficial to have both as part of your financial plan. Learn more about the differences between checking and savings accounts.
There are multiple ways, including through: the U.S. Bank Mobile App, online banking, your monthly statement, your checkbook and our routing number directory. The easiest way is to open the app and simply ask the U.S. Bank Smart Assistant™, “What’s my routing number?”
Learn more about finding your routing number.
Get answers to other frequently asked questions and learn more about account services, features and benefits on our Checking customer resources page.