A checking account can be a safe, convenient place to stash the cash you need for bills and other expenses.

Student Checking gives you full access to Online and Mobile Banking, a suite of powerful tools and apps that make it easy to track your spending, pay bills, send money, deposit checks and more. And when you need to pay for things, you can swipe your U.S. Bank Visa® Debit Card, write a check, or get cash from a nearby ATM.

Best of all, with Student Checking there's no monthly maintenance fee.

Student Checking benefits

Basic banking must-haves

You'll get a U.S. Bank Visa® Debit Card, no-fee transactions at U.S. Bank ATMs, and Online/Mobile Banking with free Mobile Check Deposit1, and Send Money to family and friends, bill pay and more.

More no-fee ATM transactions

Get 4 "no U.S. Bank fee" transactions per statement period at non-U.S. Bank ATMs. (Note: Non-U.S. Bank ATM owners will charge their own fee unless they participate in the MoneyPass® Network.)

Free personal checks

Get your first order of U.S. Bank logo checks for free, or express yourself with a 50% discount on your choice of designs, including dozens of colleges and universities.

Pricing and features

Monthly maintenance fee

  • $0

    Note: When you open a Student Checking account, you will receive paper statements unless you switch to free online statements. The fee for paper statements is $2 per month.2

Other fees

The most common checking fees are listed in the Student Checking Simple Snapshot (PDF), an easy-to-read summary of pricing and features to help you use this account. For more detailed information, see Consumer Pricing Information and Your Deposit Account Agreement.  

Apply now

Our online application is fast and secure

Fast

Open a checking account online in minutes, and fund it with your credit or debit card.

Secure

We use the strongest available 128-bit encryption to protect any information you send.