Student Checking Account

Experience checking designed with students in mind.

Student Checking1 details

Monthly maintenance fee


Other fees

A $2 paper statement fee2 applies unless the account is enrolled in e-statements.

Student Checking benefits

ATM transactions

Pay no ATM transaction fees at U.S. Bank ATMs. No ATM transaction fees are charged on your first four non-U.S. Bank ATM transactions per statement period.3 Note: Non-U.S. Bank ATM transaction fees apply after four.

No-fee overdraft protection

Pay no fees for overdraft protection transfers made from a linked U.S. Bank consumer savings account, U.S. Bank money market or a secondary checking account.4 Overdraft protection transfer fees apply when transfers are made from a linked U.S. Bank credit account, including Reserve Line of Credit, credit card, personal line of credit, home equity line of credit and other lines of credit.

Basic banking must-haves

Personal check discounts

Get your initial box of U.S. Bank Student Checking logo checks free. Or, express yourself with a 50% discount on your choice of designs,6 including many colleges and universities.

Campus banking

If your school participates, you can set up your bank account, pay bills or link your student ID to your U.S. Bank Student Checking account. Our campus banking programs include campus cards, on-campus branches and customer advisory centers.

More information

Learn more about additional features and pricing by checking out the following resources:

Woman reviewing Student Checking account benefits

Our online application process is fast and secure.

You can open a checking account online in minutes with the confidence of knowing your information is safe with us. We use the strongest available 128-bit encryption to protect the information you send.

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