COVID-19 assistance for personal loans

If you’ve been financially affected by COVID-19, you may be eligible for a loan extension. Log in to your account to request an extension.

Home improvement personal loan details

Not sure what your home improvement project could cost?

If you’re thinking about a home improvement project but not sure what it could cost, we’re happy to help. Just answer a few quick questions and we’ll give you a personalized estimate.

Get an estimate

Use this personal loan calculator to estimate your monthly payment.

For how many months?

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Enter any loan term from 12 – 60 months.

What's your credit score range?

Our application process is fast and easy.

Step 1

To start your application, you will need:

  • Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • Home address and employment information

Step 2

Once you submit your application, U.S. Bank will gather your credit information.

Typically we’ll notify you with your loan approval status in less than a minute.

Step 3

If your loan is approved, you may close your loan online, though some customers may need to visit a U.S. Bank branch.

Funds are available within one business day of loan closing.

Home improvement personal loan benefits

For more ways to pay for your home improvement projects, explore all of our home improvement loans.