Uses for a personal loan
You can use a personal loan for any purchase or project. This one-time funding can help cover vacations, home renovations, medical bills or consolidating debts.
A personal loan can help you combine your debt into one payment at a competitive rate.
Whether you want to stay in your home or sell, you can use a personal loan to fund home remodeling, repairs or upgrades.
You can cover the big ticket items and unexpected costs a wedding can bring with a personal loan.
Not every vacation requires a loan, but if you have a once-in-a-lifetime trip or dream honeymoon coming up, a personal loan can help with travel costs.
A personal loan can help with things like hiring movers or buying new furniture whether you’re moving across the street or across the country.
When life happens and you’re dealing with a sudden cost or unexpected bill, a personal loan can help you get the funds you need quickly.
You can apply in 3 easy steps.
Check your personalized rates. We’ll use some information about you to do a soft credit check, which will not affect your credit score.
When you’re ready to apply, you’ll need:
You can apply with another person. If you apply with a joint applicant, their income and credit background are also considered and may affect your interest rate or loan amount.
Once you submit your application, U.S. Bank will request a full credit report, which may affect your credit score.
How long does it take for a loan to process?
Typically we’ll notify you with your loan approval status in less than a minute.
If your loan is approved, you may close your loan online. Funds are available within one to four business days of loan closing.
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