Our application process is fast and easy.

Step 1

To start your application, you will need:

  • Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • Home address and employment information

Step 2

Once you submit your application, U.S. Bank will gather your credit information. 

Typically we’ll notify you with your loan approval status in less than a minute.

Step 3

If your loan is approved, you may close your loan online, though some customers may need to visit a U.S. Bank branch.

Funds are available within one business day of loan closing.

Personal loan benefits