COVID-19 assistance for personal loans

If you've been financially affected by COVID-19, you may be eligible for a loan extension. Log in to your account to request an extension.

Personal loan details

Use this personal loan calculator to estimate your monthly payment.

For how many months?

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Enter any loan term from 12 - 60 months.

What's your credit score range?

How to apply for a personal loan

Our application process is fast and easy.

Step 1

To start your application, you will need:

  • Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • Home address and employment information

Step 2

Once you submit your application, U.S. Bank will gather your credit information.

How long does it take for a loan to process?
Typically we’ll notify you with your loan approval status in less than a minute.

Step 3

If your loan is approved, you may close your loan online, though some customers may need to visit a U.S. Bank branch.

Funds are available within one business day of loan closing.

Personal loan benefits