Reduce your interest rate and term
Access to cash as you refinance
The rates shown are current as of $date.
A home equity loan or a home equity line of credit might be just what you’re looking for. They’re great ways to pay for things like home improvements, tuition, big events and more.
See how much you could save by refinancing your mortgage.
Find ways to pay for your home improvement project.
At U.S. Bank, our years of industry expertise and breadth of product options aren’t all we have to offer. If you have an existing U.S. Bank first mortgage, a U.S. Bank Smartly™ Checking account or an existing Gold or Platinum Checking Package, you may be eligible for a customer credit6 of 0.25% of the loan amount deducted from the closing costs of your new first mortgage, up to a maximum of $1,000.7
Should I refinance my mortgage?
What’s the refinance process?
When is the right time to refinance?
Explore home improvement loans.
Calculate your home improvement costs.
Cash-out refinance vs. home equity loans and lines of credit