Bring your homeownership goals to life.

Find more personalized help choosing the right home loan.

Resources for first-time buyers

Tips and tools for home-improvers

Calculators for number-crunchers

See how much it could cost to update your home.

Thinking about a home improvement project but not sure what it could cost? Answer a few quick questions and get a personalized estimate.

Get rewarded for your loyalty.

If you have an existing U.S. Bank first mortgage, a U.S. Bank Smartly™ Checking account or an existing Gold or Platinum Checking Package, you may be eligible for a customer credit1 of 0.25% of the loan amount off the closing costs of a new first mortgage, up to a maximum of $1,000.2

Explore articles for additional home loan insights.

What types of credit scores qualify for a mortgage?

Is it the right time to refinance your mortgage?

How much house can you afford?

Get answers to commonly asked home loan questions.

Start of disclosure content
Disclosures

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

Start of disclosure content
  1. Clients may be eligible for this credit with an existing U.S. Bank first mortgage, a U.S. Bank Smartly Checking account or an existing Gold or Platinum Checking Package. A minimum of $25 is required to open a U.S. Bank Smartly Checking account. For a comprehensive list of account pricing, terms and policies see the Consumer Pricing Information disclosure and the Your Deposit Account Agreement. These documents can be obtained by contacting a U.S. Bank branch or calling 800-872-2657.

  2. To calculate the U.S. Bank Client Credit, take 0.25% of your new first mortgage loan amount and deduct it from the closing costs. For purchase or refinance transactions, the maximum credit is $1,000. Certain mortgages may not be eligible for stated credits. Offer may not be combined with any other mortgage offers and can only be applied once per property within a 12-month period.

Start of disclosure content