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Checking & Savings

Bank accounts (overview)
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Credit Cards

Credit cards (overview)
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Mortgage & Refinance

Home loans (overview)
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Loans & Credit Lines

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Investing & Retirement

Overview
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Online & Mobile
- Services
  
  Overview
  
  Online banking
  
  Mobile banking
  
  Bill pay
  
  Send money
  Tools
  
  Explore U. S. Bank Digital
  Get the app
Checking & Savings
- Products
  
  Bank accounts (overview)
  
  Checking accounts
  
  Savings accounts
  
  CDs
  
  Debit cards
  Tools
  
  Checking account comparison
  
  Checking account recommender
  
  Routing number lookup
  
  Customer resources
  Pay back friends and family with Zelle^®
Credit Cards
- Products
  
  Credit cards (overview)
  
  Credit cards exclusive to U.S. Bank customers
  
  Cash back credit cards
  
  Travel rewards credit cards
  
  Lower interest rate credit cards
  
  Visa® gift cards
  Tools
  
  Check for recommended cards
  
  My credit card benefits
  Pay with your mobile device
Mortgage & Refinance
- Products
  
  Home loans (overview)
  
  Mortgages
  
  Refinancing
  Tools
  
  Mortgage calculators
  
  Today's mortgage rates
  
  Find a mortgage loan officer
  
  Mortgage help and repayment options
  First-time homebuyer help
Loans & Credit Lines
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  Home equity
  
  Auto loans
  
  Boat loans
  
  RV loans
  
  Personal loans and lines
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  Home equity recommender
  
  Auto loan calculator
  Track your application
Investing & Retirement
- What we offer
  
  Overview
  
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  Retirement planning
  
  Find an advisor
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Which account would you like to apply for?

Silver Checking – A popular package for combined checking and savings.

Gold Checking – Extra benefits for U.S. Bank credit card and loan customers.

Platinum Checking – Our top-tier account, with the best rates and all the perks.

Premium Checking – Interest, extra perks, and a monthly fee waiver for seniors.

Student Checking – Basic checking with features just for students.

Easy Checking – A basic checking account with great standard features.

Safe Debit Account – A bank account with no checks and no overdraft fees.

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Silver – Our most popular package for combined checking and savings.

Gold – Extra benefits for U.S. Bank credit card and loan customers.

Platinum – Our top-tier account, with the best rates and all the perks.

Premium – Interest and no monthly maintenance fee for seniors.

Student – A basic checking account with features just for students.

Easy – A basic checking account with great standard features.

Safe Debit – A bank account with no checks and no overdraft fees.

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Home Loans

Homes are where
possibilities live.

Unlock yours.

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Home loans

What are you looking to do?

Buy or build
Refinance
Access home equity

Buy or build

The key to your new home

Learn about your mortgage options and see if you prequalify online to find out how much you may be able to borrow.

More about mortgage options

See if you prequalify

Refinance

Change up your loan

Find ways you may be able to shorten your term, lower your payment, get cash out or switch to a fixed-rate.

More about refinancing

See if you prequalify

Access home equity

Unlock yours

If your home's worth more than you owe, there may be ways to unlock that equity. We'll help you find them.

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Home loan rates

U.S. Bank offers a variety of mortgage, refinance and home equity options with competitive rates.

Home loan calculators

Our calculators let you estimate monthly payments, find out how much house you could afford, and more.

Home loan answers

Can I afford a house? What happens at a mortgage closing? Find answers to home-buying questions.

Take the next step with us

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Call 888.291.2334
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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC. Equal Housing Lender

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Which account would you like to apply for?

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Home Loans

Homes are where possibilities live.

What are you looking to do?

Buy or build

The key to your new home

Refinance

Change up your loan

Access home equity

Unlock yours

Plan your next move

Home loan rates

Home loan calculators

Home loan answers

Take the next step with us

Homes are where
possibilities live.