Find refinance rate by state

 

Conventional fixed-rate refinance loans

Learn more about interest rates and APR.1

This table shows rates for conventional fixed-rate mortgages through U.S. Bank.
Term 30-year fixed
Rate
APR
Term 20-year fixed
Rate
APR
Term 15-year fixed
Rate
APR
Term 10-year fixed
Rate
APR
This table shows rates for conventional fixed-rate mortgages through U.S. Bank.
Term Rate APR
30-year fixed
20-year fixed
15-year fixed
10-year fixed

Adjustable-rate refinance loans

Learn more about interest rates and APR.1

This table shows rates for adjustable-rate mortgages through U.S. Bank.
Term 10-year ARM
Rate
APR
Term 5-year ARM
Rate
APR
This table shows rates for adjustable-rate mortgages through U.S. Bank.
Term Rate APR
10-year ARM
5-year ARM

FHA refinance loans

Learn more about interest rates and Annual Percentage Rate (APR).1

This table shows rates for FHA mortgages through U.S. Bank.
Term 30-year fixed - FHA
Rate
APR
Term 15-year fixed - FHA
Rate
APR
This table shows rates for FHA mortgages through U.S. Bank.
Term Rate APR
30-year fixed - FHA
15-year fixed - FHA

VA refinance loans

Learn more about interest rates and Annual Percentage Rate (APR).1

This table shows rates for VA mortgages through U.S. Bank.
Term 30-year fixed - VA
Rate
APR
Term 15-year fixed - VA
Rate
APR
This table shows rates for VA mortgages through U.S. Bank.
Term Rate APR
30-year fixed - VA
15-year fixed - VA

Jumbo refinance loans

Learn more about interest rates and Annual Percentage Rate (APR).1

This table shows rates for jumbo mortgages through U.S. Bank.
Term 30-year fixed - jumbo
Rate
APR
Term 20-year fixed - jumbo
Rate
APR
Term 15-year fixed - jumbo
Rate
APR
This table shows rates for jumbo mortgages through U.S. Bank.
Term Rate APR
30-year fixed - jumbo
20-year fixed - jumbo
15-year fixed - jumbo

Lock in your rate.

We offer a variety of home refinancing options. Let one of our dedicated mortgage loan officers help you find the option that best fits your needs.

Find a mortgage loan officer near you or call us at 855-815-8894.

Mortgage interest rates vs. APR

The interest rate is the cost of borrowing the principal loan amount. The interest rate does not reflect fees or any other charges you may need to pay for the loan. The Annual Percentage Rate (APR) represents the true yearly cost of your loan. It includes the actual interest you pay to the lender, plus any fees or costs. That’s why a mortgage APR is typically higher than the interest rate – and why it’s such an important number to know when comparing loan offers.

Learn about rate vs. APR