A smarter way to bank

Earn up to $200 by opening a U.S. Bank Smartly® Checking account and a U.S. Bank Standard Savings account. This offer is available through September 25.

Bank Smartly® Checking

Earn $100 by completing the following activities within 90 days of opening your new account:

  • Make deposit(s) totaling $1,000 or more into your new Bank Smartly® Checking account.
  • Make 10 or more debit card purchases totaling $100 or more.
  • Enroll in the U.S. Bank Mobile App or online banking.1

Standard Savings

Earn $100 by completing the following activities:

  • Open a new U.S. Bank Standard Savings account.
  • Make deposit(s) totaling $1,000 or more into your new Standard Savings account by October 16, 2023.
  • Maintain a balance in your Standard Savings account of $1,000 or more through April 15, 2024.2

Note: If you apply for your accounts using the links above, we’ll enter the promo code for you. If you apply from another page, you’ll need to enter the following code manually: 23STDNT.

Get rewarded.

As a Youth or Young Adult, when you open a U.S. Bank Smartly® Checking account, you’re automatically enrolled in the free U.S. Bank Smart Rewards® program.

The verdict is in…. Our app is #1.

More than one million customers have given the U.S. Bank Mobile App an overall rating of five stars. Industry experts ranked us #1 for:

  • Best mobile app3
  • Best digital mortgage tools4
  • Best customer service features 5
  • Best mobile check deposit6
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Stay on the path to financial wellness.

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Grow your financial knowledge.

Visit the U.S. Bank Financial IQ Student Center to discover a vast array of resources on topics relevant to you. Be sure to check out the U.S. Bank Student Scholarship Sweepstakes.

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Maximize your money’s potential.

Tap into an array of tools, programs and resources that work together to put you – and keep you – on the road to financial wellness.

Frequently asked questions

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  1. Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile apps in its Q1 2023 Mobile Banker Scorecard.

  2. The 2021 Kiplinger Best Financial Customer Service rankings gave U.S. Bank the highest score among mortgage lenders in its survey for best mortgage digital capabilities.

  3. In Business Insider Intelligence's fourth annual US Mobile Banking Competitive Edge Study in 2020, the U.S. Bank Mobile App was ranked No. 1 in customer service features.

  4. In its 2021 Mobile Deposit Benchmark report, Cornerstone Advisors rated the U.S. Bank Mobile App check deposit feature as number one in the industry for customer experience based on factors including deposit limits, error prevention, real-time status updates, auto-capture functionality and more. 

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U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments, Inc.

Deposit products offered by U.S. Bank National Association. Member FDIC. The U.S. Bank Visa Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.