Maximize your money’s potential.

Make sure you have the latest version of the U.S. Bank Mobile App to Bank Smartly™ with U.S. Bank. Not yet a U.S. Bank customer? Learn about our account options.

Manage your cash flow easily.

  • Set up automated budgeting with goals by categories, such as groceries and dining out, to get a detailed view of your spending versus plan.
  • Account alerts1 can keep you informed of things such as upcoming due dates, low balances and large transactions.
  • Even with the best of financial management practices, life happens. Explore our Overdraft Protection options.
  • If your account does become overdrawn, Overdraft Fee Forgiven can help.

Move money safely.

  • Save trips to the bank by setting up direct deposit for your paycheck, Social Security payment and other recurring payments.
  • Conveniently deposit paper checks with mobile check deposit.2 Just take a photo of the check using the camera on your phone and upload it.
  • No checks. No cash. No hassle. Send, request and receive money with Zelle®.3

Save and spend wisely.

  • Simplify life with personalized Insights. The tool delivers timely financial information to you based on your saving and spending habits.
  • Our Goals tool can help you define, set and reach your goals. Get started at your account dashboard with goals such as taking a vacation or saving for a rainy day.
  • Make the habit of saving money easier with automatic transfers, Save while you spend and Pay yourself first.

Grow your financial knowledge.

Financial IQ has an abundance of articles, videos and webinars. Whether you’re opening your first bank account or are a seasoned pro, you’ll find interesting and helpful resources relevant to today’s issues.

Have questions? We have answers.

U.S. Bank is dedicated to helping you reach your financial goals. Talk with one of our knowledgeable bankers if you have questions or want personalized help. Call 800-872-2657 or stop by a local branch. We accept relay calls.

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  1. For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Please be advised that these alerts may not be sent immediately.

  2. Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

  3. U.S. checking or savings account is required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.

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Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Refer to Your Deposit Account Agreement and the Consumer Pricing Information (PDF) disclosure for a summary of fees, terms and conditions that apply.