Standard Savings Account pricing and features

$0 or $4 monthly maintenance fee

Waive your monthly maintenance fee with one of the following:

  • $300 minimum daily ledger balance1
  • $1,000 average monthly collected balance2
  • Account holder(s) under age 183


Minimum opening deposit

You’ll need a $25 minimum opening deposit.

Account interest

Save money and watch it grow by earning interest on your account balance. 

For more information on features and pricing, check out:

 

For ZIP  

Today's Savings Rates

Annual Percentage Yield (APY) and interest rates effective date for zipcode (Edit)

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Daily balance*

APY

Interest rate

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  • $ to $

Benefits for all U.S. Bank Savings accounts

No ATM transaction fees at U.S. Bank ATMs

As a U.S. Bank customer, you have access to one of the largest ATM networks in America.

Overdraft protection options

Get automatic coverage of negative checking balances when you link your savings account to your checking account.

Account alerts

Stay on top of your account by setting up email or text message reminders about low balances, transfers and other important activity.4

Online and mobile banking

Stay on top of your account by setting up email or text message reminders about low balances, transfers and other important activity.4

Automated savings options

Watch your savings grow when you set up recurring transfers. Just link your savings account to another U.S. Bank account.

E-statements

Quickly access your savings account statements online anytime. They’re automatically archived, and they’re free.

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Disclosures
DA-051 Savings APY
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Footnote
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XX-001 FDIC notice