STANDARD SAVINGS
Standard savings for easy access
What is a standard savings account? It’s a basic account built for fast, convenient access to your hard-earned money.
Standard Savings Account pricing and features
$0 or $4 monthly maintenance fee
Waive your monthly maintenance fee with one of the following:
- $300 minimum daily ledger balance1
- $1,000 average monthly collected balance2
- Account holder(s) under age 183
Minimum opening deposit
You’ll need a $25 minimum opening deposit.
Account interest
Save money and watch it grow by earning interest on your account balance.
For more information on features and pricing, check out:
Today's Savings Rates
Annual Percentage Yield (APY) and interest rates effective date for zipcode (Edit)
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Daily balance* |
APY |
Interest rate |
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$ to $ |
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$ to $
Benefits for all U.S. Bank Savings accounts
No ATM transaction fees at U.S. Bank ATMs
As a U.S. Bank customer, you have access to one of the largest ATM networks in America.
Overdraft protection options
Get automatic coverage of negative checking balances when you link your savings account to your checking account.
Account alerts
Stay on top of your account by setting up email or text message reminders about low balances, transfers and other important activity.4
Online and mobile banking
Stay on top of your account by setting up email or text message reminders about low balances, transfers and other important activity.4
Automated savings options
Watch your savings grow when you set up recurring transfers. Just link your savings account to another U.S. Bank account.
E-statements
Quickly access your savings account statements online anytime. They’re automatically archived, and they’re free.