Today’s savings rates
Standard Savings account benefits
Earns interest
Learn how to save money and watch it grow by earning interest on your account balance.
Benefits for all U.S. Bank savings accounts
Online and mobile banking
Secure access to your account makes it easy to stay in control of your finances, wherever you are online.
Automated savings options
Set up recurring transfers to your savings account from another U.S. Bank account, and see your savings grow.
e-Statements
Statements for savings accounts are archived automatically online for fast access anytime – and best of all, they’re free.
No ATM transaction fees at U.S. Bank ATMs
As a U.S. Bank customer, you have access to one of the largest ATM networks in America.
Overdraft protection option
Your savings account can be linked to your checking account to provide automatic coverage of negative checking balances.
Custom account alerts
You can set up email or text message reminders about transfers, low balances and other important activity on your account.1
Get an account
- $25 minimum opening deposit
- $0 or $4 monthly maintenance fee
Requirement to waive monthly maintenance fee: $300 minimum daily ledger balance2 OR $1,000 average monthly collected balance3 OR account holder(s) under age 184.
Pricing and features
For more detailed information, see Consumer Pricing Information and Your Deposit Account Agreement.