Today’s savings rates

Enter your ZIP code

Annual Percentage Yield (APY) and interest rates effective mm/dd/yyyy for ZIP Code

Standard Savings account benefits

Earns interest

Learn how to save money and watch it grow by earning interest on your account balance.

Benefits for all U.S. Bank savings accounts

Online and mobile banking

Secure access to your account makes it easy to stay in control of your finances, wherever you are online.

Automated savings options

Set up recurring transfers to your savings account from another U.S. Bank account, and see your savings grow.

e-Statements

Statements for savings accounts are archived automatically online for fast access anytime – and best of all, they’re free.

No ATM transaction fees at U.S. Bank ATMs

As a U.S. Bank customer, you have access to one of the largest ATM networks in America.

Overdraft protection option

Your savings account can be linked to your checking account to provide automatic coverage of negative checking balances.

Custom account alerts

You can set up email or text message reminders about transfers, low balances and other important activity on your account.1

Get an account

  • $25 minimum opening deposit
  • $0 or $4 monthly maintenance fee

Requirement to waive monthly maintenance fee: $300 minimum daily ledger balance2 OR $1,000 average monthly collected balance3  OR account holder(s) under age 184.

Pricing and features

For more detailed information, see Consumer Pricing Information and Your Deposit Account Agreement.

Start saving