Find out how to open a checking account.

Learn about personal information you’ll need to provide, the minimum deposit amount required and more.


Order checks and more.

Running low on supplies? Log in to your online banking account to order checks, deposit slips and withdrawal slips.


Set up direct deposit.

Deposit your paycheck or Social Security check directly into your account. It’s safer and faster than paper deposits.


Find your bank routing number.

Your routing number is printed in the bottom left corner of your checks, but you can also use our chart to look it up.


Protect your account.

With overdraft protection1, you can avoid the hassle and inconvenience of an unexpected shortage of funds. Plus, with Overdraft Fee Forgiven2, our consumer checking account clients may qualify for an Overdraft Paid Fee waiver.


Bank on the go.

Order checks, set up direct deposit, find your routing number and more with the U.S. Bank Mobile App.


Look up common fees.

The Consumer Pricing Information disclosure provides a summary of features and pricing to help you use your checking account with confidence.


Contact customer service.

Browse top customer service questions – and if you still can't find what you're looking for, we're always just a phone call away.


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  1. If you have linked eligible accounts and the negative Available Balance in your checking account is $5.01 or more, the advance amount will transfer in multiples of $50. If, however, the negative Available Balance is $5 or less, the amount advanced will be $5. The Overdraft Protection Transfer Fee is waived if the negative Available Balance in your checking account is $50 or less.

    Note: If you have Overdraft Protection and your account becomes overdrawn, Overdraft Protection funds will be accessed before the account is eligible for U.S. Bank Overdraft Fee Forgiven.

    Refer to Your Deposit Account Agreement (PDF) section titled Overdraft Protection Plans for additional information.

  2. Consumer checking accounts (excluding Safe Debit accounts) assessed an Overdraft Paid Fee may qualify for a fee waiver. The Overdraft Fee Forgiven period starts the first day your Available Balance becomes negative and you were charged an Overdraft Paid Fee(s). U.S. Bank will review your account at the end of the Overdraft Fee Forgiven period (11 p.m. ET) and if your Available Balance (excluding the Overdraft Paid Fees and including immediate and same day deposits), is at least $0 we will waive Overdraft Paid Fee(s) charged. Deposits that generally will qualify for Overdraft Fee Forgiven include: ACH and electronic deposits, cash deposits, wire transfers, ATM deposits at U.S. Bank ATMs, check deposits in branch and internal transfers from another U.S. Bank account. Deposits that generally will not qualify for Overdraft Fee Forgiven include: Mobile check deposit, extended hold placed on a deposit and deposits into new accounts opened less than 30 days where funds are generally made available the fifth business day after the day of your deposit. Refer to the Determining the Availability of a Deposit – All Accounts section of Your Deposit Account Agreement (PDF) for full funds availability details.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.