Open a retirement account with Automated Investor.

  • Choose your account type.
    Set up a traditional, Roth or SEP IRA or taxable account. We'll help you understand the differences.

  • Track your retirement progress.
    See projections, alerts and tips to help you plan your future.

  • Already have a 401(k)?
    Consider opening an IRA as well and possibly lower your taxes, or call us to roll over your 401(k) from a previous job.1

We’ll manage your investments.

We invest your money in low-fee Exchange Traded Funds (ETFs) that suit your goal.2 We do all the work for you.

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1. Tell us about your goal.

We'll design your investment plan based on when you want to retire.

iPhone screen showing investment quiz

2. Take our risk quiz.

Answer three short questions about your comfort with risk.

iPhone screen showing market sim

3. Explore the possibilities.

See simulated investment scenarios and what you could potentially have over time. Keep in mind, your account value will change depending on market conditions and returns are not guaranteed.

We know investing.

The strategies behind Automated Investor are based on more than 40 years of experience managing money for our customers. We do the hard work, so you don’t have to.

For every $1,000 you invest, pay only $0.20 a month in fees.

Annual fees are 0.24% of invested assets, billed quarterly.3 Pay no commission or fees on individual trades.

Help if you need it

Talk to a financial professional by phone at 866-758-8655.

Ready to get started?

Check it off your to-do list and know that your money is working hard for you.

Keep in mind that all investing comes with risk, and that unlike savings accounts, investments are not FDIC-insured.

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Frequently asked questions

Get answers to your Automated Investor questions. Start here or view all FAQ.

Automated Investor is just one kind of investment management service. If your finances are more complex, consider working with a financial advisor, who can work with you one-on-one. Investment minimums and fees may apply.

Automated Investor is U.S. Bancorp Investments’ robo-advisor. Like many other robo-advisors, it uses a set of investing rules run by advanced computer software to manage your investments automatically in an investment advisory account.

Our experts guide Automated Investor’s philosophy by hand-picking investments from thousands of choices to design a portfolio suited to your goal that’s based on five factors:

  • Due diligence
  • Market outlook
  • Your investment goal and time horizon
  • Risk comfort level
  • Tax efficiency

Read more about each of these Building blocks.

Yes. You can open a Traditional IRA, Roth IRA, SEP IRA, or rollover a 401(k) account from a previous employer. To rollover a 401(k), please call us at 866-758-8655 and we’ll walk you through the steps.

Other ways to invest

Talk to a financial advisor
Request a call
Take our investing quiz
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Disclosures

Automated Investor legal agreements & disclosures

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  1. U.S. Bancorp Investments can assist clients with IRA Rollovers. However, keep in mind that a rollover of qualified plan assets into an IRA is not your only option. Before deciding whether to keep assets in your current employer’s plan, to roll assets to a new employer’s plan, to take a cash distribution, or to roll assets into an IRA, clients should be sure to consider potential benefits and limitations of all options. These include total fees and expenses, range of investment options available, penalty-free withdrawals, availability of services, protection from creditors, RMD planning and taxation of employer stock. Discuss rollover options with your tax advisor for tax considerations.

  2. Exchange Traded Funds (ETFs) are subject to risks similar to those of stocks, such as market risk. Investing in ETFs may bear indirect fees and expenses charged by ETFs in addition to its direct fees and expenses, as well as indirectly bearing the principal risks of those ETFs. ETFs may trade at a discount to their net asset value and are subject to the market fluctuations of their underlying investments.

  3. Annual advisory fee is 0.24% of invested assets, billed quarterly with a minimum investment of $1,000. Your annual advisory fee doesn’t include ETF fees and expenses which are reflected in the daily pricing of the fund, or other account level fees as described in our Automated Investor Wrap Fee Program Brochure.

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Investment and insurance products and services including annuities are:
Not a deposit ● Not FDIC insured ● May lose value ● Not bank guaranteed ● Not insured by any federal government agency.

U.S. Investments is a marketing logo for U.S. Bancorp Investments Inc.

Estimates are rounded to the nearest year. Please see the methodology and assumptions for important information. 

IMPORTANT: The projections or other information generated by Automated Investor regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Investing involves risk, including possible loss of principal.

Investment and insurance products and services including annuities, are available through U.S. Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank. U.S. Bank is not responsible for and does not guarantee products, services or performance of U.S. Bancorp Investments.

U.S. Bancorp Investments is registered with the Securities and Exchange Commission as both a broker-dealer and an investment adviser. To understand how brokerage and investment advisory services and fees differ, the Client Relationship Summary is available for review.