Understanding your potential robo-advisor fees

With some of the lowest fees in the industry, the annual advisory fee for Automated Investor covers all transactions, trades, transfers, rebalancing, advice and account administration. That means you won't pay any additional fees when securities are bought or sold.

Here you can experiment with our robo-advisor fees calculator and see what your estimated fees will be based upon the amount of money you invest. 

As with any investment in exchange traded funds (ETFs),2 there can be additional operating expenses for ETFs, which are reflected in the daily pricing of the fund.

What’s included in the fee:

Investments selected by experts

You get an investment portfolio that is created by our investment experts and then is managed for you. The portfolio is designed to meet your goal, time frame for reaching that goal and your risk tolerance.

Automatic rebalancing

Automated Investor's always-on rebalancing feature works to keep your portfolio diversified and balanced to help weather market changes. Assets are purchased and sold when needed to keep you on track to your goal.

One-on-one guidance available

Although your investments will be managed by Automated Investor's smart investing technology, you'll have access to a wealth professional whenever you need it.

Tax-aware investing

We use tax-efficient strategies, such as tax-loss harvesting, in order to help you save on taxes whenever possible.

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What you need to know

Automated Investor manages your investments for you based on your goals, risk tolerance and time horizon. Here are some more details around minimums and fees that you may find helpful:

  • Automated Investor requires a $1,000 minimum investment.

  • Automated Investor charges a 0.24% annual advisory fee, billed quarterly.

  • There are times when additional fees may be charged, such as fees for wire transfers, regulatory transactions for ETFs and other required fees. For details on these possible additional fees, please see the Automated Investor Wrap Fee Program Brochure.

  • The billing cycle begins in the month following the initial portfolio investment.

Get started with Automated Investor

Whether you're just starting out or well on your way, Automated Investor offers convenient, straightforward investing tailored to your goals.

Automated Investor is currently exclusively for customers of U.S. Bancorp Investments and our affiliate U.S. Bank. Not a customer yet? We can help you get started. Call 866-758-8655.

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Frequently asked questions

Get answers to your questions about robo-advisor fees here or view all other Automated Investor FAQ.

The annual advisory fee is 0.24% of invested assets, billed quarterly, with a minimum investment of $1,000. Your annual advisory fee doesn’t include ETF fees and expenses which are reflected in the daily pricing of the fund, or other account level fees as described in our Automated Investor Wrap Fee Program Brochure

The robo-advisor fee is 0.24% of assets held in your portfolio. You can view your quarterly fee by:

  • Logging in to your account on usbank.com and accessing your Automated Investor dashboard
  • First, go to View Investment Details, then Account Details
  • Next, choose Account Activity, then filter Transactions, then choose Other

You should see Advisory Fee in the transaction description when you view the transactions. This will help you better understand what you are being charged for the robo-advisor service.

Robo-advisors, like Automated Investor, typically have lower fees than traditional wealth managers. The cost to use a robo-advisor generally ranges from 0.25% to 0.50% of your portfolio compared to 0.5% to 1.5% for traditional advisors.

The annual advisory fee is billed quarterly, so you pay the fee four times per year.

Call our Wealth Management Advisory Center at 866-758-8655 to get the information you need. Knowledgeable members of our Wealth Management team can answer questions you have about robo-advisor fees and help you understand other aspects of Automated Investor, the robo-advisor from U.S. Bancorp Investments.

Read more about fee-related topics

When to rebalance your portfolio

Whether you’re an active investor or passive, hands-off investor, knowing how and when to rebalance your portfolio should play a key role in your long-term investment strategy.

Find out more

What is tax-loss harvesting?

Understanding tax-loss harvesting and using it to possibly reduce your tax liabilities can be beneficial when investing with a robo-advisor. Read more about tax-loss harvesting and how it may affect your overall investing strategy.

Learn more

Determining your risk profile

Knowing how comfortable you are with market risk is critical when you start building your investment strategy. Learn more about how to determine your risk profile and how it impacts your investment strategy.

Read article

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Disclosures

Automated Investor legal agreements & disclosures

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  1. Annual advisory fee is 0.24% of invested assets, billed quarterly with a minimum investment of $1,000. Your annual advisory fee doesn’t include ETF fees and expenses which are reflected in the daily pricing of the fund, or other account level fees as described in our Automated Investor Wrap Fee Program Brochure.

  2. Exchange Traded Funds (ETFs) are subject to risks similar to those of stocks, such as market risk. Investing in ETFs may bear indirect fees and expenses charged by ETFs in addition to its direct fees and expenses, as well as indirectly bearing the principal risks of those ETFs. ETFs may trade at a discount to their net asset value and are subject to the market fluctuations of their underlying investments.

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Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Investments is a marketing logo for U.S. Bancorp Investments Inc.

Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

Insurance products are available through various affiliated non-bank insurance agencies, which are U.S. Bancorp subsidiaries. Products may not be available in all states. CA Insurance License #0E24641.

U.S. Bancorp Investments and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

IMPORTANT: The projections or other information generated by Automated Investor regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Investing involves risk, including possible loss of principal.

U.S. Bancorp Investments is registered with the Securities and Exchange Commission as both a broker-dealer and an investment adviser. To understand how brokerage and investment advisory services and fees differ, the Client Relationship Summary is available for review.

Pursuant to the Securities Exchange Act of 1934, U.S. Bancorp Investments must provide clients with certain financial information. The U.S. Bancorp Investments Statement of Financial Condition is available for you to review, print and download.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800‐289‐9999 or via https://brokercheck.finra.org. An investor brochure describing BrokerCheck is also available through FINRA.

Past performance and market conditions do not guarantee future results. There is no assurance that a particular investment mix or hypothetical performance shown will lead to actual investment results or performance. Diversification and asset allocation strategies do not guarantee low volatility, profit or protection against loss. There is no guarantee that you will achieve your goal within your time horizon, or over a longer time period by using Automated Investor. You are responsible for providing accurate and up to date information about your goal, time horizon, and risk tolerance.

If you have any questions or concerns, contact us to consult with an investment professional 866-758-8655. The illustrative portfolios cannot account for the impact that economic, market, and other factors may have on an actual investment portfolio.

Municipal Securities Education and Protection– U.S. Bancorp Investments is registered with the U.S. Securities and Exchange Commission and the Municipal Securities Rulemaking Board (MSRB). An investor brochure that describes the protections that may be provided to you by the MSRB rules and how to file a complaint with an appropriate regulatory authority is available to you on the MSRB website at www.msrb.org.

U.S. Bancorp Investments Order Processing Information.