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U.S. Bank currently does not offer home equity products in your location. However, if you are interested in other financing options, please call us at 866-445-4681.
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Tell us the ZIP code of your property.
Sharing your property’s zip code will let us provide you with more accurate information.
We’re sorry.
U.S. Bank currently does not offer home equity products in your location. However, if you are interested in other financing options, please call us at 866-445-4681.
Let’s try something else.
This offer isn’t valid in your location, so let’s find out what is. Visit the Home Equity Line of Credit page or call 866.445.4681 to learn more.
Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC. 
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U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.
The Consumer Pricing Information brochure lists fees, terms, and conditions that apply to U.S. Bank personal checking accounts and can be obtained by visiting a branch or calling 800.872.2657.
Home Equity Line of Credit: Repayment options may vary based on credit qualifications. Choosing an interest-only repayment may cause your monthly payment to increase, possibly substantially, once your credit line transitions into the repayment period. Interest-only repayment may be unavailable. Loans are subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. A U.S. Bank personal checking account is required to receive the lowest rate, but is not required for loan approval. Interest rate and program terms are subject to change without notice. Credit Line may be reduced or additional extensions of credit limited if certain circumstances occur. Property insurance is required. Customer pays no closing costs. Initial escrow related funding costs may apply. An annual fee of up to $90 may apply after the first year. This fee will be waived annually for borrowers with a U.S. Bank Platinum Checking Package account. Other restrictions may apply.
Home Equity Loan: In order to receive the lowest rate advertised, a set-up of automatic payments from a U.S. Bank personal checking account is required. Automatic payments are not required for loan approval. No closing cost option: a) is available for customers with a debt to income ratio of 43% or less; b) customer pays no closing costs. Initial escrow related funding costs may apply; c) an early closure fee of 1% of the original loan amount, maximum $500, will apply if the loan is paid off and closed within the first three years; d) customers can choose to remove the early closure fee by paying an origination fee of 1% of the loan amount, maximum $500. Customers with a debt to income ratio above 43% do not have an early closure fee. Loans are subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Property insurance is required.
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