Log in to mobile or online banking.
Once you close on a HELOC, you have the option to lock in a fixed interest rate for up to 20 years on some or all of the money you borrow. That way, if interest rates rise in the future, your fixed-rate option(s) won’t.
All rates shown are for example only.
The process for getting a HELOC is simple. You’ll need to complete a basic application, submit any requested documentation and, if approved, close at a branch.
Our U.S. Bank self-service tool makes it even easier to manage your HELOC and lock or unlock rates on your own. Check out this video to learn how.
Select your HELOC account.
Choose to lock or unlock a fixed rate.
Select the amount you want to lock in, along with the term and rate.