Get a home equity rate estimate now.

Home equity loans and home equity lines of credit can be a smart way to use the home equity you have built up to pay for home improvement, debt consolidation, refinance of a home mortgage, or vehicle purchase.

Use this home equity loan calculator to compare rates and payments across a variety of home equity options.

You can get an estimate of your home's current market value on many real estate websites.

Include your existing mortgage plus any other loans secured by your home.

The estimates below are based on a loan or line amount of $ as of . The maximum amount may be less and depends on your credit score and loan-to-value ratio.

HELOC Section Starts

HELOC Table Display Area

Payment type APR Monthly payment (estimate)
Variable (interest only)
Variable (interest only)

HELOC Section Ends

HEIL Section Starts

HEIL Table Display Area

Term Payment type APR Monthly payment (estimate)
5-year Fixed (interest and principal)
10-year Fixed (interest and principal)
15-year Fixed (interest and principal)
20-year Fixed (interest and principal)
30-year Fixed (interest and principal)
5-year term
Fixed (interest and principal)
10-year term
Fixed (interest and principal)
15-year term
Fixed (interest and principal)
20-year term
Fixed (interest and principal)
30-year term
Fixed (interest and principal)

HEIL Section Ends

SMART REFI Section Starts

SMART REFI Table Display Area

Term Payment type APR Monthly payment (estimate)
5-year Fixed (interest and principal)
10-year Fixed (interest and principal)
15-year Fixed (interest and principal)
20-year Fixed (interest and principal)
5-year Term
Fixed (interest and principal)
10-year Term
Fixed (interest and principal)
15-year Term
Fixed (interest and principal)
20-year Term
Fixed (interest and principal)

SMART REFI Section Ends

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