We make it easy to send an ACH payment to your employees, contractors and vendors. You must first be enrolled to send ACH payments from your business account. See also: How do I enroll for small business ACH payments?

To send an ACH payment using online banking and the U.S.  Bank Mobile App

1. Select Transfer & pay and then choose Wires & ACH.
2. Within the ACH payments section, choose Send ACH payment. 
3. Let us know who you’re paying, then select Continue.
   • Enter the recipient’s information or select a saved recipient from the drop-down menu. Recipient information needed:
     • Their first and last name.
     • Their account and routing numbers. 
     • Choose what type of account they have.
     • Select if the payment goes to an individual or business account.
   • A saved recipient can only be selected if they are added before sending a payment. To add a recipient, see also: How do I manage my business ACH payment recipient list?
4. Tell us how you’re sending the payment, then select Continue.
   • Use the drop-down menu to choose the account to send money from.
   • Change the date (if you don't want it to be sent on the same day).
   • Select the payment speed you’d like.
   • Optional: Add a memo of your choice.
5. Enter how much you're sending and select Continue.
6. Review the information, then select Send/Schedule payment.
   • If any information is incorrect, select Edit next to the section that needs a change.
   • Read the disclaimer and note the processing fee.