Prepaid cards for businesses

Digitize your expenses, reduce costs and simplify disbursements with prepaid business debit cards. These prepaid Visa® cards can be used anywhere Visa debit cards are accepted. 

Discover how a prepaid card can benefit your business.

Reduce costs 

Save on paper, postage, reconciliation and lost checks. 

Easy implementation

Complements your existing direct deposit processes. 

Secure spend management

Register cardholders, fund and issue cards, and access timely reports.

Whether you’re a small start-up or a larger, growing business, U.S. Bank has the prepaid card solution for you.

U.S. Bank Focus Card
for payroll

Reduce costs associated with issuing paper checks, maximize direct deposit participation and optimize electronic payroll with a payroll card program.

Best for

  • Businesses still relying on paper check solutions
  • Businesses and government agencies with full-time, part-time and seasonal employees
  • Businesses with unbanked or underbanked employees

U.S. Bank Expense

Manage expenses for employee business and travel, student and faculty travel, athletic programs, and petty cash.

Best for

  • Employers and program administrators
  • College and university programs
  • Property managers
  • Industrial and construction managers
  • Businesses with petty cash, travel expenses and tradeshow purchases

U.S. Bank Focus Card
for non-payroll

Load these prepaid cards through your existing ACH processes for recurring non-payroll disbursements.

Best for

  • Businesses offering incentives and employee rewards
  • Payments to 1099 contractors
  • Clinical research projects
  • Athletic and education program stipends

Explore other prepaid card options

Employee and customer rewards

Show your appreciation to employees and customers.

Government payments

Easily disburse recurring benefit, payroll and other disbursements with our prepaid card solutions.

Start of disclosure content

Prepaid Cards are issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc. or Mastercard® International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Member FDIC.