Digitize your business expenses with prepaid debit cards.

Manage spending and easily distribute funds for employee payroll and expenses. Whether you’re a small start-up or a larger, growing business, U.S. Bank has the prepaid card solution for you.

Streamline electronic payroll.

Payroll card programs can reduce costs associated with issuing paper checks, maximize direct deposit participation and optimize electronic payroll. Your employees can access their funds immediately and use their payroll cards anywhere Visa® or Mastercard® debit cards are accepted.

U.S. Bank Focus Card payroll features:

  • Robust data security
  • Comprehensive in-house controls
  • Instantly issued or personalized to meet your payroll disbursement needs

Reduce or eliminate cash or check disbursements for expenses and per diems.

A reloadable prepaid expense card is a cost-effective solution for handling your company’s per diem expenses. An online portal allows easy access to issue and fund cards with immediate or timed funding options. Card options include instantly issued or personalized cards with cash or no cash access.

U.S. Bank Expense Card uses:

  • Employee business and travel expenses
  • Athletic programs
  • Student and faculty travel
  • Petty cash

Disburse recurring payments.

When your business has recurring non-payroll disbursements, the U.S. Bank Focus Card can help. This prepaid Visa card can be loaded through your existing ACH processes or instantly funded, and cardholders can use it wherever Visa debit cards are accepted.

U.S. Bank Focus Card uses:

  • Incentive or rewards 
  • Payments to 1099 contractors 
  • Athletic programs 
  • Representative Payee programs
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Disclosures
BS-044 Prepaid card licensing