Business expenditures and disbursements

Manage payroll disbursements and business expenses with ease.

With the convenience of an online administrative portal, simplify your expense management and improve monitoring. All while getting the funds to the people who need it.


Streamline electronic payroll

Payroll card programs can reduce costs associated with issuing paper checks, maximizing direct deposit participation and optimizing electronic payroll. Employees can access their funds immediately and use their payroll cards anywhere Visa® or Mastercard® debit cards are accepted.

U.S. Bank Focus Card payroll features:

  • Robust data security
  • Comprehensive in-house controls
  • Instantly issued or personalized to meet your payroll disbursement needs

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Reduce or eliminate cash or check disbursements for expenses and per diems

A reloadable prepaid expense card is a cost effective solution for handling your company’s per diem expenses. An online portal allows easy access to issue and fund cards with immediate or timed funding options. Card options include instantly issued or personalized cards with cash or no cash access.

U.S. Bank Expense Card uses:

  • Employee business and travel expenses
  • Athletic programs
  • Student and faculty travel
  • Petty cash

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Disburse recurring payments

When your business has recurring non-payroll disbursements, the U.S. Bank Focus Card can help. This prepaid Visa card can be loaded through your existing ACH processes or instantly funded, and cardholders can use it wherever Visa debit cards are accepted.

U.S. Bank Focus Card uses:

  • Incentive or rewards
  • Payments to 1099 contractors
  • Athletic programs
  • Representative Payee programs