ReliaCard: A reloadable prepaid debit card for government agencies

As a government agency, you need a simple and cost-effective way to deliver timely payments. The ReliaCard is that solution, allowing you to efficiently disburse payments while your recipients can safely access their funds.

Benefits for your government agency

  • Reduce costs associated with paper checks or vouchers, postage, reconciliation or replacement of lost checks
  • Maximize electronic payments with direct deposit
  • Complements your existing direct deposit processes

Benefits for your cardholders

  • Convenience of funds automatically loaded to their card for as long as they remain eligible, so there’s no need to cash or deposit a check
  • Make purchases or withdraw cash and get cash back at participating merchants anywhere Visa® or Mastercard® debit cards are accepted
  • Security if the card is lost or stolen with Zero Liability1

Why choose ReliaCard for government disbursements?


Streamline your administration and eliminate costly paper checks, postage and reconciliation.


There's no need for recipients to have a bank account or pay check-cashing fees. Deposits are made automatically to the card, and funds are available for immediate use wherever Visa® or Mastercard® debit cards are accepted.

Extra value

We offer cardholders online and mobile access, alerts, in-network ATMs, online bill pay and customer service.


We invest in the data security, fraud protection and compliance programs needed to protect cardholder security.

What type of government agencies can benefit from a prepaid card program?

  • Child care
  • Child support
  • Health and human services
  • Housing authorities
  • Pension programs
  • Personal income tax returns
  • Temporary assistance for families in need
  • Trade adjustment assistance
  • Unemployment insurance
  • Workers’ compensation

The People’s Prosperity Guaranteed Income Pilot Program

The City of Saint Paul launched a pilot program in November 2020 in response to household financial pressures made worse by the COVID-19 pandemic.

Explore other prepaid options

Payroll services

Make short work of processing payroll with innovative tools for your business.

Business expenditures

Simplify payroll disbursements and business expenses.

Employee and customer rewards

Show your appreciation to employees and customers.

Ready to get started?

The U.S. Bank ReliaCard is an easy way for government agencies to provide a simple, safe way to access funds. For cardholder questions, visit the U.S. Bank ReliaCard cardholder website.

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  1. You are generally protected from all liability for unauthorized transactions with Zero Liability. You must call the number on the back of your card immediately to report any unauthorized use. Certain conditions and limitations may apply. See your Cardholder Agreement for details.

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The ReliaCard is issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Member FDIC.