How do CDs work?
A certificate of deposit (or CD) is an account you leave untouched for a set time while it grows interest. You choose your term length3 and how much money to deposit. Along with earning interest, the account is FDIC insured.
What is APY?
Annual percentage yield, or APY, is an annual percentage rate that includes the total amount of interest your account earns during its term length, including compounding. (Compounding happens when you earn interest on the interest your account has accumulated.)
Compare CDs
Annual Percentage Yield (APY) and interest rates effective currentDate for ZIP code currentZipcode
How much can you earn?
Simply choose your CD, your opening deposit, and your term length. We’ll do the calculating. Annual Percentage Yield (APY) and interest rates effective currentDate for ZIP code currentZipcode
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