Retirement Money Market pricing and features

No monthly maintenance fee

Grow your savings even faster with no monthly maintenance fee.

Minimum opening deposit

You’ll need a $100 minimum opening deposit or a $25 automatic monthly deposit.

Competitive interest rates

Build your retirement savings with competitive, tiered interest rates.

 

For ZIP  

Today's Savings Rates

Annual Percentage Yield (APY) and interest rates effective date for zipcode (Edit)

Annual Percentage Yield (APY) is the effective annual rate of return, taking into account the effect of compounding interest.

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Daily balance*

APY

Interest rate

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Disclosures

* You must maintain the minimum balance needed for each tier in order to earn the Annual Percentage Yield (APY) disclosed. All rates and APYs are subject to change after the account is opened. Fees could reduce earnings on the account. Interest rates currently offered on applicable deposit accounts are determined at the bank's discretion and may change daily. We use the daily balance method to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest on your check deposit begins to accrue on the business day we receive credit for your applicable deposit accounts. Interest will be compounded daily and credited to your account monthly for all savings accounts, except Standard Savings, which is paid quarterly. If you close your account before interest is credited you will not receive the accrued interest.

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  1. This account requires an individual retirement account plan. Retirement Money Market accounts are only available at U.S. Bank branches.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.