Lower your interest rate
If you qualify for a lower interest rate, you could save money over the remaining duration of your auto loan.
As low as
To qualify for the lowest rate, the loan must include:
If you’re looking for a new auto lender, you could have a decision in a few days when you apply for a U.S. Bank auto loan refinance. Auto refinancing is not available in all states.2
Gather a few things before you start:
Fill out our easy online application (or visit a nearby U.S. Bank branch for help). We’ll give you our decision by email within 3 to 5 business days. If we don’t accept your initial application, we may respond with a counteroffer you can consider.
When you’re approved, grab your insurance and registration documents and stop by your local U.S. Bank branch. A loan officer will help you finalize the details and set up payments. Then, we’ll pay off your existing loan and update the title.
Easily request and receive the best offers on your vehicle from participating local dealerships. Just tell us about your car’s mileage, history, condition and any special equipment. In just minutes, we’ll show you who’s ready to buy it today.
As a U.S. Bank customer, you can store and access all your vehicle records with U.S. Bank Vehicle Manager. It’s a great way to stay up to date on maintenance, track the value of your vehicle and more.