Auto loans

Drive away with competitive rates and flexible terms on a new or used car, truck or SUV. U.S. Bank offers rates as low as 5.14%1 on loans of at least $30,000 for terms less than 36 months. In some cases, you don’t even need a down payment.

Boat loans

Make waves in a new or used boat with flexible financing from U.S. Bank.2

RV loans

Take road trips to the next level in a new or used RV with a loan from U.S. Bank.2

Motorcycles, ATVs and more

Looking for a motorcycle, ATV, snowmobile, jet ski or golf cart? Let’s talk!

Vehicle loans that work for you

Keep your eye on the prize with competitive interest rates and flexible financing for new or used vehicle purchases with U.S. Bank.

Same-day pre-approvals

Shop with confidence from the start of your journey with a quick, same-day pre-approval.

Discounted rates

Secure the best rates with automatic payments from a U.S. Bank personal checking or savings account.

Mobile and online access

Conveniently access digital banking tools to view and manage your vehicle loans on any device.

Resources to fuel your adventures

Our financial education section has additional resources on finding, financing and caring for your next vehicle. Check out the articles below or visit Financial IQ for more.

Prepare your vehicle for winter.

Winter weather won’t go easy on your vehicle, whether it’s new, used or leased. Minimize the wear and tear of the cold season by following a few simple steps. You’ll be keeping yourself safe, too.

New or just new to you?

Deciding to buy a vehicle is just the beginning of a string of choices you’re about to make. You’ll also need to determine if a new or used model will be better for your situation. Take a look at a few of the considerations to keep in mind.

Should you buy or lease?

Buying or leasing any kind of vehicle is a big investment, and both choices come with pros and cons. Before you start your shopping, take a look at the high and low points of buying or leasing to decide which approach is best for you.

Frequently asked questions

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  1. Rates as low as 5.14% Annual Percentage Rates (APR) are available for auto loans with a 36-month or less term; for $30,000 or greater; an LTV of 80% or less; a vehicle age of 12 months or less; and an applicant with a credit score of 800 or higher. Rates may be higher for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, lien free auto equity, vehicles older than 6 model years, a lower credit score and other qualifiers. In order to receive the lowest rate advertised, a setup of automatic payments from a U.S. Bank personal checking or savings account is required, but neither is required for loan approval. The Consumer Pricing Information brochure lists fees, terms and conditions that apply to U.S. Bank personal checking and savings accounts. This brochure can be obtained by visiting a U.S. Bank branch or calling 800-872-2657. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Loan payment example: for a $30,000 automobile loan over a 36-month term, monthly payments would be $901.01 at an APR of 5.14%. A prepayment penalty of 1% of the original loan amount applies if the account is closed within 1 year, with a $50 minimum and $100 maximum. There may be a title registration fee which is determined by your state of residence. Offer is subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC.

  2. Subject to normal credit approval. Terms and conditions may vary between branch locations.

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Credit products offered by U.S. Bank National Association and subject to normal credit approval.