Auto loans

Drive away with competitive rates and flexible terms on a new or used car, truck or SUV. U.S. Bank offers rates as low as %%1,2 on loans of at least $40,000 for terms less than 60 months. In some cases, you don’t even need a down payment.

Boat loans

Make waves in a new or used boat with flexible financing from U.S. Bank.3

RV loans

Take road trips to the next level in a new or used RV with a loan from U.S. Bank.3

Motorcycles, ATVs and more

Looking for a motorcycle, ATV, snowmobile, jet ski or golf cart? Let’s talk!

Vehicle loans that work for you

Keep your eye on the prize with competitive interest rates and flexible financing for new or used vehicle purchases with U.S. Bank.

Same-day pre-approvals

Shop with confidence from the start of your journey with a quick, same-day pre-approval.

Discounted rates

Secure the best rates with automatic payments from a U.S. Bank personal checking or savings account.

Mobile and online access

Conveniently access digital banking tools to view and manage your vehicle loans on any device.

Care for the life of your car or truck.

As a U.S. Bank customer, you can store and access all your vehicle records with U.S. Bank Vehicle Manager. It’s a great way to stay up to date on maintenance, track the value of your vehicle and more.

Resources to fuel your adventures

Our financial education section has additional resources on finding, financing and caring for your next vehicle. Check out the articles below or visit Financial IQ for more.

Prepare your vehicle for winter.

Winter weather won’t go easy on your vehicle, whether it’s new, used or leased. Minimize the wear and tear of the cold season by following a few simple steps. You’ll be keeping yourself safe, too.

New or just new to you?

Deciding to buy a vehicle is just the beginning of a string of choices you’re about to make. You’ll also need to determine if a new or used model will be better for your situation. Take a look at a few of the considerations to keep in mind.

Should you buy or lease?

Buying or leasing any kind of vehicle is a big investment, and both choices come with pros and cons. Before you start your shopping, take a look at the high and low points of buying or leasing to decide which approach is best for you.

Frequently asked questions

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  1. "As low as" annual percentage rates (APR) are available for auto loans with a term of 60 months or less, loan amount of $40,000 or more, loan-to-value (LTV) percentage of 111% to 115.99%, and an applicant with a credit score of 800 or higher. Loan payment and APR will vary based on the term, loan amount, vehicle age, LTV percentage, credit history and applicable fees.

  2. Dealer purchase loan payment example: for a $40,000 automobile loan on a 1-year-old or newer vehicle over a 60-month term with a 111% loan-to-value (LTV) percentage, monthly payments would be $803.61 at an annual percentage rate (APR) of 7.61%. (Fees charged in OH, IN and WV will increase the APR displayed above.)

  3. Subject to normal credit approval. Terms and conditions may vary between branch locations.

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Credit products offered by U.S. Bank National Association and subject to normal credit approval.