Auto loans

Drive away with competitive rates and flexible terms on a new or used car, truck or SUV. U.S. Bank offers rates as low as 2.59%1 on loans of at least $30,000 for terms less than 36 months. In some cases, you don’t even need a down payment.

Boat loans

Make waves in a new or used boat with flexible financing from U.S. Bank.2

RV loans

Take road trips to the next level in a new or used RV with a loan from U.S. Bank.2

Motorcycles, ATVs and more

Looking for a motorcycle, ATV, snowmobile, jet ski or golf cart? Let’s talk!

Vehicle loans that work for you

Keep your eye on the prize with competitive interest rates and flexible financing for new or used vehicle purchases with U.S. Bank.

Same-day pre-approvals

Shop with confidence from the start of your journey with a quick, same-day pre-approval.

Discounted rates

Secure the best rates with automatic payments from a U.S. Bank personal checking or savings account.

Mobile and online access

Conveniently access digital banking tools to view and manage your vehicle loans on any device.

Resources to fuel your adventures

Our financial education section has additional resources on finding, financing and caring for your next vehicle. Check out the articles below or visit Financial IQ for more.

Prepare your vehicle for winter.

Winter weather won’t go easy on your vehicle, whether it’s new, used or leased. Minimize the wear and tear of the cold season by following a few simple steps. You’ll be keeping yourself safe, too.

New or just new to you?

Deciding to buy a vehicle is just the beginning of a string of choices you’re about to make. You’ll also need to determine if a new or used model will be better for your situation. Take a look at a few of the considerations to keep in mind.

Should you buy or lease?

Buying or leasing any kind of vehicle is a big investment, and both choices come with pros and cons. Before you start your shopping, take a look at the high and low points of buying or leasing to decide which approach is best for you.

Frequently asked questions

Financing an all-terrain vehicle (ATV) is a lot like financing any other type of vehicle. Some banks and credit unions offer secured loans for ATVs that you can pay off in 12 to 60 months. (A secured loan means the ATV will be used as collateral against the loan.) Other banks offer unsecured personal loans that you can use to buy an ATV – though personal loans tend to have higher interest rates.

U.S. Bank offers loans up to $15,000 for new ATVs. As you prepare to apply, it’ll be helpful to have the window sticker from the dealer, or the Manufacturer’s Suggested Retail Price (MSRP) Window Sticker. It contains all the information about the ATV your banker will need including make, model, horsepower, value and VIN/Serial Number. You’ll also need your insurance information prior to loan closing.

Work with your bank or credit union to get a secured loan for a new or used motorcycle. The process is a lot like getting a loan for a car or truck, in that the motorcycle serves as collateral for the loan. Whether you’re buying a new or used motorcycle will determine what information you’ll need for the loan.

U.S. Bank offers loans for motorcycles up to $25,000, with terms of up to 60 months. To apply you’ll need personal identification and income information, along with details about the motorcycle you want to buy. For a new motorcycle, have the MSRP Window Sticker handy so you can provide the MSRP value, color, make, model and VIN number. For a used motorcycle, you’ll also need the odometer reading. Lastly, you’ll need your insurance information prior to loan closing.

Your bank or credit union can help you get a secured loan for a new or used car. A secured loan means that the car (or truck, van or SUV) serves as collateral for the loan. Whether you’re buying a new or used model will determine what information you’ll need for the loan.

U.S. Bank offers loans for autos up to $100,000, with terms of up to 72 months. To apply you’ll need personal identification and income information, along with details about the vehicle you want to buy. For something new, have the MSRP Window Sticker handy so you can provide the MSRP value, color, make, model and VIN number. For a used auto, you’ll want to know its Kelley Blue Book or NADA value. Lastly, you’ll need your insurance information prior to loan closing.

Disclosures
XX-004 FDIC notice + credit + home
XX-011 Equal Housing Lender