Auto loans

Drive away with competitive rates and flexible terms on a new or used car, truck or SUV. U.S. Bank offers rates as low as %%1,2 on loans of at least $40,000 for terms less than 60 months. In some cases, you don’t even need a down payment.

Boat loans

Make waves in a new or used boat with flexible financing from U.S. Bank.

RV loans

Take road trips to the next level in a new or used RV with a loan from U.S. Bank.

Vehicle loans that work for you

Keep your eye on the prize with competitive interest rates and flexible financing for new or used vehicle purchases with U.S. Bank.

Same-day pre-approvals

Shop with confidence from the start of your journey with a quick, same-day pre-approval.

Mobile and online access

Conveniently access digital banking tools to view and manage your vehicle loans on any device.

Care for the life of your car or truck.

As a U.S. Bank customer, you can store and access all your vehicle records with U.S. Bank Vehicle Manager. It’s a great way to stay up to date on maintenance, track the value of your vehicle and more.

Resources to fuel your adventures

Our financial education section has additional resources on finding, financing and caring for your next vehicle. Check out the articles below or visit Financial IQ for more.

Common questions about EVs

Electric vehicles have officially gone mainstream. From different types of EVs to the costs of EV charging, we’ve got answers to your biggest questions (and helpful buying tips, too).

New or just new to you?

Deciding to buy a vehicle is just the beginning of a string of choices you’re about to make. You’ll also need to determine if a new or used model will be better for your situation. Take a look at a few of the considerations to keep in mind.

Should you buy or lease?

Buying or leasing any kind of vehicle is a big investment, and both choices come with pros and cons. Before you start your shopping, take a look at the high and low points of buying or leasing to decide which approach is best for you.

Frequently asked questions

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  1. Monthly payment and annual percentage rate (APR) will vary based on the term, amount financed, model year, loan-to-value (LTV) percentage, credit history and applicable fees. Payment example: for an amount financed of $40,000 over a 60-month term, monthly payments would be $813.16 at an APR of 8.11%.

  2. Fees charged in OH, IN and WV may increase the APR displayed above.

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U.S. Bank assists its customers by working with dealers across the nation. Financing pre-approval is only valid at a dealer with which U.S. Bank works. U.S. Bank is not affiliated with these dealers and makes no representations or warranties regarding the dealers, their inventory, related products or services. All vehicle and related product information included on this site is provided by the dealer, who is solely responsible for the content, representations about itself and the vehicle, including pricing, services and promotional statements. U.S. Bank does not endorse third-party products, services or other vehicle content. Any questions about the vehicle, pricing or related products should be directed to the dealer. The dealer will work with you to finalize financing terms.

The dealer may request your permission to obtain information from one or more credit reporting agencies. The dealer will ask for your photo identification (driver’s license) and/or other identifying documents. U.S. Bank reserves the right to withdraw an approval if your identity cannot be verified or if there have been changes in your credit status as of the date of sale.

Offers are subject to credit approval. Rates are subject to change. Additional restrictions may apply. Member FDIC.