
Plan
You’ll likely drive your vehicle nearly every day, so ensuring it fits your lifestyle is important. List the features and qualities you want and decide your price range with an auto payment calculator.
We’re here to be your GPS, helping you navigate the process to finance your next vehicle.
You’ll likely drive your vehicle nearly every day, so ensuring it fits your lifestyle is important. List the features and qualities you want and decide your price range with an auto payment calculator.
Shop for cars online in our U.S. Bank vehicle marketplace for inventory at participating dealerships. Find the vehicle that matches your desired features, qualities and price range.
When you find the right vehicle in the marketplace, apply with our complete digital application experience. You’ll get a decision within minutes in most cases along with an approval letter to bring with you to the dealership.
Have a U.S. Bank Smartly® Checking account? If you enroll in U.S. Bank Smart Rewards® before you apply for an auto loan, you may qualify for a rate discount up to 0.20%.3 You must be eligible before applying. Eligibility may take up to five days after enrollment.
Not yet enrolled? Do it today.
Our extensive group of participating dealers make it simple to find the car you want and apply for financing with a bank you trust. We’re connecting with dealerships across the 48 contiguous states so you have more choices.
Apply for pre-approval on auto financing that’s good for vehicles at any participating dealership. You’ll know how much you can spend before you go and speed up the financing process after you’ve decided.
Apply for auto financing for an exact vehicle within the marketplace to make your application easier. We’ll automatically fill in the vehicle and dealership information so you don’t have to.
We’ll ask for your name, contact information, Social Security number, address information for the past two years, employment and income information. Specific to the vehicle, we’ll also ask if you’re trading in another vehicle as part of the purchase and if that vehicle has an outstanding loan for it.
When dealerships participate in the U.S. Bank auto financing program, they can accept your pre-approval letter to streamline your financing. We’ve connected with dealerships across the 48 contiguous states, and we’re working hard to add more great dealerships all the time to give you even more choices. View our dealer locator to find a participating dealership near you.
Your U.S. Bank auto financing pre-approval is good for 30 days. If you don’t find a vehicle in that time frame, you can always apply again.