Take the fastest route to buying a car.

We’re here to be your GPS, helping you navigate the process to finance your next vehicle.

Calculate your car payment

Plan

You’ll likely drive your vehicle nearly every day, so ensuring it fits your lifestyle is important. List the features and qualities you want and decide your price range with an auto payment calculator.

Calculate your auto payment
Shop for a vehicle online

Shop

Shop for cars online in our U.S. Bank vehicle marketplace for inventory at participating dealerships. Find the vehicle that matches your desired features, qualities and price range. 

Start your vehicle search
Apply for auto financing online

Finance

When you find the right vehicle in the marketplace, apply with our complete digital application experience. You’ll get a decision within minutes in most cases along with an approval letter to bring with you to the dealership.

Applying for auto financing

Our extensive group of participating dealers make it simple to find the car you want and apply for financing with a bank you trust. We’re connecting with dealerships across the 48 contiguous states so you have more choices. 

When you’ve narrowed your selection to a few …

Apply for pre-approval on auto financing that’s good for vehicles at any participating dealership. You’ll know how much you can spend before you go and speed up the financing process after you’ve decided.

Learn about pre-approval

When you’ve found the perfect vehicle …

Apply for auto financing for an exact vehicle within the marketplace to make your application easier. We’ll automatically populate the vehicle and dealership information so you don’t have to.

Shop now

Have questions about your next car purchase? We can help.

We’ll ask for your name, contact information, Social Security number, address information for the past two years, employment and income information. Specific to the vehicle, we’ll also ask if you’re trading in another vehicle as part of the purchase and if that vehicle has an outstanding loan for it.

When dealerships participate in the U.S. Bank auto financing program, they can accept your pre-approval letter to streamline your financing. We’ve connected with dealerships across the 48 contiguous states, and we’re working hard to add more great dealerships all the time to give you even more choices. View our dealer locator to find a participating dealership near you.

Your U.S. Bank auto financing pre-approval is good for 30 days. If you don’t find a vehicle in that time frame, you can always apply again.

Get started

Start car shopping
Locate a dealership
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Disclosures

  1. "As low as" annual percentage rates (APR) are available for auto loans with a term of 60 months or less, loan amount of $35,000 or more, loan-to-value (LTV) percentage of 111% to 115.99%, and an applicant with a credit score of 800 or higher. Loan payment and APR will vary based on the term, loan amount, vehicle age, LTV percentage, credit history and applicable fees.

  2. Dealer purchase loan payment example: for a $35,000 automobile loan on a 1-year-old or newer vehicle over a 60-month term with a 111% loan-to-value (LTV) percentage, monthly payments would be $692.38 at an annual percentage rate (APR) of 6.96%. (Fees charged in OH, IN and WV will increase the APR displayed above.)

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Offers are subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association.

U.S. Bank assists its customers with automobile financing by working with auto dealerships across the nation. The U.S. Bank auto financing pre-approval is only valid at a dealership with which U.S. Bank works. U.S. Bank is not affiliated with these dealerships and U.S. Bank makes no representations or warranties regarding the dealerships, their vehicles, related products or services. All vehicle and related product information included on this site is provided by the dealer and the dealership is solely responsible for the content, representations about the vehicle, including pricing, its products, services, and promotional statements about itself or its vehicles. U.S. Bank does not endorse third-party products, services or other vehicle content. Any questions about the vehicle, vehicle pricing and related products or financing structure should be directed to the dealership. The dealership will work with you to finalize the vehicle financing terms.

The dealership may request your permission to obtain information from one or more credit reporting agencies. The dealership will ask to see your photo identification (driver’s license) and/or other identifying documents. U.S. Bank reserves the right to withdraw an approval if your identity cannot be verified or if there have been changes in your credit status as of the date of sale.