Take the fastest route to buying a car.

We’re here to be your GPS, helping you navigate the process to finance your next vehicle.

Calculate your car payment


You’ll likely drive your vehicle nearly every day, so ensuring it fits your lifestyle is important. List the features and qualities you want and decide your price range with an auto payment calculator.

Shop for a vehicle online


Shop for cars online in our U.S. Bank vehicle marketplace for inventory at participating dealerships. Find the vehicle that matches your desired features, qualities and price range. 

Apply for auto financing online


When you find the right vehicle in the marketplace, apply with our complete digital application experience. You’ll get a decision within minutes in most cases along with an approval letter to bring with you to the dealership.

Applying for auto financing

Our extensive group of participating dealers make it simple to find the car you want and apply for financing with a bank you trust. We’re connecting with dealerships across the 48 contiguous states so you have more choices. 

When you’ve narrowed your selection to a few …

Apply for pre-approval on auto financing that’s good for vehicles at any participating dealership. You’ll know how much you can spend before you go and speed up the financing process after you’ve decided.

When you’ve found the perfect vehicle …

Apply for auto financing for an exact vehicle within the marketplace to make your application easier. We’ll automatically populate the vehicle and dealership information so you don’t have to.

Have questions about your next car purchase? We can help.

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  1. "As low as" annual percentage rates (APR) are available for auto loans with a term of 60 months or less, loan amount of $35,000 or more, loan-to-value (LTV) percentage of 111% to 115.99%, and an applicant with a credit score of 800 or higher. Loan payment and APR will vary based on the term, loan amount, vehicle age, LTV percentage, credit history and applicable fees.

  2. Dealer purchase loan payment example: for a $35,000 automobile loan on a 1-year-old or newer vehicle over a 60-month term with a 111% loan-to-value (LTV) percentage, monthly payments would be $700.66 at an annual percentage rate (APR) of 7.46%. (Fees charged in OH, IN and WV will increase the APR displayed above.)

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Offers are subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association.

U.S. Bank assists its customers with automobile financing by working with auto dealerships across the nation. The U.S. Bank auto financing pre-approval is only valid at a dealership with which U.S. Bank works. U.S. Bank is not affiliated with these dealerships and U.S. Bank makes no representations or warranties regarding the dealerships, their vehicles, related products or services. All vehicle and related product information included on this site is provided by the dealer and the dealership is solely responsible for the content, representations about the vehicle, including pricing, its products, services, and promotional statements about itself or its vehicles. U.S. Bank does not endorse third-party products, services or other vehicle content. Any questions about the vehicle, vehicle pricing and related products or financing structure should be directed to the dealership. The dealership will work with you to finalize the vehicle financing terms.

The dealership may request your permission to obtain information from one or more credit reporting agencies. The dealership will ask to see your photo identification (driver’s license) and/or other identifying documents. U.S. Bank reserves the right to withdraw an approval if your identity cannot be verified or if there have been changes in your credit status as of the date of sale.