U.S. Bank fraud prevention solutions

control-payments-icon

Secure electronic payments.

Benefit from recently launched innovative payment rails like Real Time Payments (RTP®) and Zelle® with the same peace of mind that the traditional payment methods offer.

U.S. Bank solutions can help:

  • Set transaction limits for initiators and approvers.
  • Require dual authorization.
  • Review exceptions online for incoming ACH (debits).
  • Validate account status and ownership before payment initiation.
  • Track ACH Positive Pay authorization status.
  • Replace direct debits using newer features like "Request for Payment".
  • Channel and file level encryptions available for batch transmissions.
Electronic payments
manage-interest-icon

Minimize payment fraud and improve receivables.

Increase approval rates, reduce fraud, maintain compliance and build customer loyalty with advanced payment fraud prevention and multi-layered data security enterprise solutions.

U.S. Bank Payment Solutions helps you secure payment processing and protect cardholder data.

  • Mitigate risk and reduce fraud and chargebacks with integrated global fraud management solutions.
  • Reduce false positives to improve the customer experience and increase repeat purchases.
  • Secure cardholder data with point-to-point encryption (P2PE) and tokenization technologies.
  • Create back-office efficiencies and improve receivables cash flow with secure card-on-file processing for repeat and recurring payments.
  • Simplify PCI compliance audits by reducing the scope of data in your environment.
Payment processing
maximize-returns-icon

Make safer check payments.

Establish and follow best practices for check approvals, paper check stock controls and check processing.

U.S. Bank solutions can help:

  • Review exceptions, and payee exceptions, daily and make payment decisions.
  • View check images online to eliminate the risk of storing cancelled paper checks.
  • Place blocks on accounts to prevent unauthorized debits.
  • Reconcile accounts daily or monthly.
  • Outsource check processing to eliminate the risk of storing check supplies.
  • Confirm checks don’t have stop payments or other risk indicators before completing deposits.
manage-cash-icon

Manage cash online with SinglePoint®.

Get secure online access to all your treasury management data and tools when you use our proprietary online business banking portal, SinglePoint.

U.S. Bank solutions can help:

  • Review your accounts online, at any time with SinglePoint Information Reporting.
  • Install IBM® Trusteer Rapport™ to detect and eliminate malware.
  • Receive payment service alerts by email, text or fax with SinglePoint Alerts & Notifications.
Online cash management

How robust is your current fraud prevention program?

Establish strong controls and schedule periodic reviews to protect your organization from payments fraud. Discover gaps in your fraud protection system, and help detect fraud before it happens.

Get the fraud prevention checklist

Fraud protection tips

Defending against payment fraud

A new survey shows the prevalence of payments fraud attempts, including check fraud, credit card fraud and business email compromise (BEC).

Fraud survey results

Seven tips to protect your clients’ data

Understand and implement cybersecurity best practices to help safeguard critical customer data and protect your organization.

Get the tips

Skimming and fraud protection tips

Skimming is conducted by sophisticated organized-crime groups. Understand what you can do to ensure your organization is secure.

Read more
Start of disclosure content
Disclosures

RTP® is a registered trademark of The Clearing House Payments Company LLC.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.

IBM® and Trusteer Rapport™ are registered trademarks of the International Business Machines Corporation registered in many jurisdictions worldwide.

Member FDIC.