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Answer this series of questions to identify the financing that may meet your business needs.
(Pick the one that most describes your needs.)
Since your equipment financing needs are $250,000 or less, you have a couple options to consider:
A Quick Loan offers competitive rates, flexible terms, simplified application process and a quick decision on credit requests.
SBA Express options may be available for newer businesses or start-ups. With loans up to $250,000, the loan must be secured with the equipment you purchase as collateral.
Learn more about Quick Loans
Apply now for a Quick Loan for Equipment
U.S. Bank can help your business run smoothly by finding the best financing option for your business. From construction equipment to office furniture, the right financing solution can power your progress with a $375 origination fee. Learn more about equipment financing.
Apply for an Equipment Finance loan
Since your equipment financing needs are more than $250,000, you have a few options to consider:
Apply now for Equipment financing
Our financing solutions for manufacturing equipment offer competitive rates, flexible terms and generally quick credit decisions.
We offer a simple one-page application for financing amounts up to $750,000, with larger requests supported through a tailored underwriting process.
Learn more
Contact a banker
A business term loan provides upfront cash to grow your business with loan amounts starting at $250,000.
Use it for expansion, new equipment or working capital.
Make an appointment
A business line of credit allows for flexible borrowing and as needs arise, you can draw on a line of credit and pay interest only on the amount you borrow. Learn more about Business lines of credit.
For businesses that have been in operation for less than two years, an SBA 7(a) business loan could be an option. As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork. Learn more about SBA loans.
Contact a Business Banking Specialist
Since your vehicle financing needs are $250,000 or less, you have a couple options to consider:
A U.S. Bank Quick Loan offers competitive rates and flexible terms for new or used vehicle purchases or refinances.
SBA Express options may be available for newer businesses or start-ups. With loans up to $250,000, the loan must be secured with the vehicle you purchase as collateral.
Apply for an equipment financing
Apply now for Equipment Financing
For property, you have a couple commercial real estate loan options to consider:
Purchase, remodel, refinance, or expand your commercial property with flexible terms and competitive rates. May offer perks like tax breaks1 and stability from unexpected rent increases.
Learn more about commercial real estate loans
For businesses that have been in operation for less than two years, an SBA 7(a) or SBA 504 real estate loan could be an option. As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork. Learn more about SBA loans.
If you’re looking to acquire or buy an existing practice, U.S. Bank has a couple of options to consider.
Offers veterinary, eye care, dentists, and dental professionals financial options tailored to their unique practice needs. Learn more about practice financing.
Contact Practice finance
SBA loans are another way to fund your practice needs. As an SBA Preferred Lender, we have the expertise to find customized solutions to fit your needs and budget.
Contact SBA Division
A Quick Loan is a consideration for funding needs less than $250,000:
U.S. Bank Quick Loans are term loans that offer easy access to funding of up to $250,000 for small businesses and unsecured loans up to $50,000. Apply online and receive personalized support from bankers.
SBA Express options may be available for newer businesses or start-ups. With loans up to $250,000, the loan must be secured with all your business assets as collateral.
Apply now for a Quick Loan.
A secured Cash Flow Manager line of credit offers easy access to available funds secured by all business assets. Cash Flow Manager gives you multiple ways to access available credit along with competitive rates with an option to lock in balances at a fixed rate. Get started with an easy application and a quick decision.
Apply for a Secured Cash Flow Manager
An unsecured Cash Flow Manager line of credit offers a credit line up to $100,000 to help with your liquidity needs with an option to lock in balances at a fixed rate. An unsecured line does not require business assets as collateral. $0 annual fee for credit lines greater than $50,000 and $150 annual fee for credit lines $50,000 or less.
Apply for an Unsecured Cash Flow Manager
A business credit card offers you another way to fund your growing business with rewards you can redeem for travel, gift cards or cash.
Learn more about business credit cards
U.S. Bank has a couple options to consider when you need more than $250,000 to expand your business:
A business line of credit allows for flexible borrowing and as needs arise, you can draw on a line of credit and pay interest only on the amount you borrow.
Learn more about Business Lines of Credit
A business term loan provides upfront cash to grow your business with loan amounts starting at $250,000. Use it for expansion, new equipment or working capital.
Learn more about Quick Loans.
Apply now for a Quick Loan
A secured Cash Flow Manager line of credit offers easy access to available funds – up to a maximum of $250,000 secured by all business assets. Cash Flow Manager gives you multiple ways to access available credit along with competitive rates with an option to lock in balances at a fixed rate. Get started with an easy application and a quick decision.
Apply for a secured Cash Flow Manager.
Apply for an unsecured Cash Flow Manager.
Learn more about business credit cards.
U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.
Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.
SBA loan funding is subject to credit approval, program, and eligibility guidelines. Financing maximums and terms are determined by borrower qualifications and use of funds. U.S. Bank, SBA, and/or third-party SBA fees may apply and vary based on the type and term of the loan. Some restrictions apply to refinancing options.
Financing maximums and terms are determined by borrower qualifications and use of funds.
Loan approval is subject to credit approval and program guidelines. Interest rate and program terms are subject to change without notice. Not all loan programs are available in all states for all loan amounts.
Equal Housing Lender
Equal Housing Lender