- Business banking /
- Business Lending /
- Get a business financing recommendation
Get a business financing recommendation
Answer this series of questions to identify the financing that may meet your business needs.
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Our recommendation
Since your equipment financing needs are $250,000 or less, you have a couple options to consider:
Quick Loan for equipment
A Quick Loan offers competitive rates, flexible terms, simplified application process and quick decisions on credit requests. SBA Express options may be available for newer businesses or start-ups. With loans up to $250,000, the loan must be secured with the equipment you purchase as collateral.
Apply now for an equipment purchase
Equipment financing
Finance using a quick application process for transactions up to $150,000, offering a quick credit decision and flexible payment structures. You have the ability to finance multiple pieces of equipment and soft costs such as installation and shipping with an equipment specific filing. Pre-approval option available. Learn more about equipment financing.
Since your equipment financing needs are more than $250,000, you have a few options to consider:
Equipment financing
Finance using a quick application process with the ability to finance multiple pieces of equipment and soft costs such as installation and shipping with an equipment specific filing. It provides a quick credit decision and flexible payment structures. Pre-approval option available. Learn more about equipment financing.
Term loan
A term loan offers long-term funding for major business expenses up to $1 million. It offers competitive fixed rates, fixed monthly payments and flexible collateral options.
Business line of credit
A business line of credit offers line amounts up to $500,000 and can support equipment and material purchases or to finance inventory and account receivables for businesses that have been established for at least two years. Learn more about lines of credit.
Discuss your options with a business banker.
SBA loan
For businesses that have been in operation for less than two years, an SBA 7(a) business loan could be an option. As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork. Learn more about SBA loans.
Since your vehicle financing needs are $250,000 or less, you have a couple options to consider:
Quick Loan for vehicles
A loan offers competitive rates and flexible terms for new or used vehicle purchases or refinances. SBA Express options may be available for newer businesses or start-ups. With loans up to $250,000, the loan must be secured with the vehicle you purchase as collateral.
Equipment financing
Finance using a quick application process for transactions up to $150,000, offering a quick credit decision and flexible payment structures. You have the ability to finance multiple vehicles and with a pre-approval option available, you can shop with confidence. Learn more about equipment financing.
Since your vehicle financing needs are more than $250,000, you have a couple options to consider:
Equipment financing
Finance using a quick application process with the ability to finance multiple vehicles. It provides a quick credit decision and flexible payment structures. Pre-approval option available. Learn more about equipment financing.
Term loan
A term loan offers long-term funding for major business expenses up to $1 million. It offers competitive fixed rates, fixed monthly payments and flexible collateral options.
SBA loan
For businesses that have been in operation for less than two years, an SBA 7(a) business loan could be an option. As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork. Learn more about SBA loans.
For property, you have a couple commercial real estate loan options to consider:
Owner-occupied commercial loan
An owner-occupied commercial real estate loan can help you use equity to remodel or expand your growing business with perks like tax breaks and stability with a fixed-rate loan option up to $10 million.
Investment property loan
An investment property loan can help you buy mixed-use, multi-family, multi-tenanted buildings and more with terms up to 25 years amortization and up to $10 million.
Get started with a business banker.
SBA loan
For businesses that have been in operation for less than two years, an SBA 7(a) or SBA 504 real estate loan could be an option. As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork. Learn more about SBA loans.
Practice financing or SBA loans
If you’re looking to acquire or buy an existing practice, U.S. Bank has a couple of options to consider.
Practice financing
Offers veterinary, eye care, dentists, and dental professionals financial options tailored to their unique practice needs. Learn more about practice financing.
SBA loans
SBA loans are another way to fund your practice needs. As an SBA Preferred Lender, we have the expertise to find customized solutions to fit your needs and budget.
A Quick Loan is a consideration for funding needs less than $250,000:
Secured Quick Loan
A secured loan offers a simple application process with a quick decision. Competitive rates, flexible terms and fixed monthly payments can make this an attractive option for your business. SBA Express options may be available for newer businesses or start-ups. With loans up to $250,000, the loan must be secured with your all business assets as collateral.
A Cash Flow Manager line of credit or a business credit card are several options to consider:
Secured line of credit
A secured Cash Flow Manager line of credit offers easy access to available funds – up to a maximum of $250,000 secured by all business assets. Cash Flow Manager gives you multiple wayspadding-bottom: 0px; to access available credit along with competitive rates with an option to lock in balances at a fixed rate. Get started with an easy application and a quick decision.
Apply for a Secured Cash Flow Manager
Unsecured line of credit
An unsecured Cash Flow Manager line of credit offers a credit line up to $100,000 to help with your liquidity needs with an option to lock in balances at a fixed rate. An unsecured line does not require business assets as collateral.
Apply for an Unsecured Cash Flow Manager
Business credit card
A business credit card offers you another way to fund your growing business with rewards you can redeem for travel, gift cards or cash.
U.S. Bank has a couple options to consider when you need more than $250,000 to expand your business:
Business line of credit
A business line of credit offers line amounts up to $500,000 and can support equipment and material purchases or to finance inventory and account receivables for businesses that have been established for at least two years.
Term loan
A term loan offers long-term funding for major business expenses up to $1 million. It offers competitive fixed rates, fixed monthly payments and flexible collateral options.
SBA loan
For businesses that have been in operation for less than two years, an SBA 7(a) business loan could be an option. As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork. Learn more about SBA loans.
A Quick Loan is a consideration for funding needs less than $250,000:
Secured Quick Loan
A secured loan offers a simple application process with a quick decision. Competitive rates, flexible terms and fixed monthly payments can make this an attractive option for your business. SBA Express options may be available for newer businesses or start-ups. With loans up to $250,000, the loan must be secured with all business assets as collateral.
A Cash Flow Manager line of credit or a business credit card are several options to consider:
Secured line of credit
A secured Cash Flow Manager line of credit offers easy access to available funds – up to a maximum of $250,000 secured by all business assets. Cash Flow Manager gives you multiple ways to access available credit along with competitive rates with an option to lock in balances at a fixed rate. Get started with an easy application and a quick decision.
Apply for a Secured Cash Flow Manager
Unsecured line of credit
An unsecured Cash Flow Manager line of credit offers a credit line up to $100,000 to help with your liquidity needs. An unsecured line does not require business assets as collateral.
Apply for an Unsecured Cash Flow Manager
Business credit card
A business credit card offers you another way to fund your growing business with rewards you can redeem for travel, gift cards or cash.
Business line of credit
A business line of credit offers line amounts up to $500,000 and can support equipment and material purchases or to finance inventory and account receivables for businesses that have been established for at least two years.
Discuss business line of credit options with a business banker.
SBA loan
For businesses that have been in operation for less than two years, an SBA 7(a) business loan could be an option. As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork. Learn more about SBA loans.
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