Quick Loan details

Whether you’re acquiring essential equipment, or funding everyday expenses, our financing solutions fuel your business expansion.

Features

Interest rates as low as 8.49%1 with autopay2 from a U.S. Bank account

Loan amounts from $5,000 to $250,000

Competitive fixed interest rates and monthly payments

SBA financing available

Secured and unsecured options available

Easily manage your loan through online banking

Fees

$0 origination fee

Which general purpose Quick Loan is right for you?

Secured Quick Loan

A secured business Quick Loan uses your business assets as collateral and offers loan amounts up to $250,000 and terms up to 84 months.

Unsecured Quick Loan

An unsecured business Quick Loan does not use collateral and offers loan amounts up to $50,000 and terms up to 48 months.

Apply online for a business loan.

We’ll guide you through a few sections, and you can save your application any time then return to it later. If you’re a U.S. Bank customer enrolled in online banking, we’ll prefill some information for you.

Have your business and personal information ready, including your Tax ID number and gross annual sales information and let’s get started.

Which Quick Loan do you need?

General purpose business loan

Limited-time interest rates as low as 8.49%1 with autopay2 from a U.S. Bank account. Use for working capital, office equipment and building improvements

Business equipment loan

Use 1-4 pieces of securable equipment like construction, medical or dental equipment

Business vehicle loan

Use for purchasing any type of vehicle, such as trucks or vans, for your business

Business Diversity Lending Program

Help your business thrive.

U.S. Bank is committed to helping close historical lending gaps among diverse owned businesses, women and veterans. Our Business Diversity Lending Program includes U.S. Bank’s traditional business loans and lines of credit, but with credit guidelines that open the door to include a wider audience of business owners.

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Disclosures
  1. The 8.49% interest rate applies to the U.S. Bank Quick Loan (Secured by General Business Assets) for loan terms from 49 to 60 months for credit qualified applicants.  Automatic monthly payments must be set-up from a U.S. Bank checking or savings account to receive the advertised rate discount of .50%. Higher rates may apply based on a lower credit score or not having automatic monthly payments. If automatic payments are later canceled, the rate discount no longer applies, and the interest rate will increase by .50%. Advertised rate effective 04/24/24 through 07/02/24 and subject to change without notice based on market conditions. Quick Loans for vehicles cannot be completed online.

  2. Automatic payments are not required for loan approval, but automatic payments from a U.S. Bank checking or savings account are required to receive the advertised rate specified above. Rates may vary based on, but not limited to, credit qualifications, term selected, approved amount, existing relationship, and/or collateral condition and loan to value.

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Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Financing maximums and terms are determined by borrower qualifications and use of funds.