Quick Loan details

A business Quick Loan can be used for general purposes, equipment or purchasing new and used vehicles to help your business grow and thrive.


  • Limited-time rates as low as 7.99%1
  • Loan amounts from $5,000 to $250,000
  • Competitive fixed interest rates and monthly payments
  • Flexible terms up to 84 months
  • SBA financing available
  • Secured and unsecured options available
  • Easily manage your loan through online banking


$0 origination fee

What you should know

For secured general purpose loan applications, U.S. Bank will file a UCC lien and must be in first lien position using all business assets as collateral. If you currently have more than $1 million in credit with U.S. Bank, you should apply for additional credit directly with your banker or relationship manager.

Apply online for a business loan.

We’ll guide you through a few sections, and you can save your application any time to return to it later. If you’re a U.S. Bank customer enrolled in online banking, we’ll prefill some information for you.

Have your business and personal information ready, including Tax ID number and gross annual sales information, and let’s get started.

Which Quick Loan do you need?

General purpose business loan

Limited-time rates as low as 7.99%1

Use for working capital, office equipment and building improvements

Business equipment loan

Use to purchase 1–4 pieces of securable equipment like construction, medical or dental equipment

Business vehicle loan

Use to purchase any type of vehicle, such as trucks or vans, for your business

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  1. The 7.99% interest rate applies to the U.S. Bank Quick Loan secured by all business assets for loan terms from 49 to 60 months for credit qualified applicants. Disclosed rate reflects 0.50% discount based on automatic monthly payments from a U.S. Bank Business Checking account. Higher rates may apply based on a lower credit score, SBA guaranteed loans, or not having automatic monthly payments taken from a U.S. Bank Business Checking account. Automatic payments are not required for loan approval. Advertised rate effective 1/27/2023 through 3/31/2023 and subject to change without notice based on market conditions. Quick Loans for vehicles cannot be completed online.

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Quick Loans for vehicles cannot be completed online.

Credit products offered by U.S. Bank National Association and subject to normal credit approval.