An easy online application for your business journey

With the U.S. Bank Quick Loan2 and Cash Flow Manager, you can do it all online: Upload documents, e-sign and disburse funds electronically. We’ll guide you through a few sections, and you can save your application any time then return to it later. If you’re a U.S. Bank customer enrolled in online banking, we’ll prefill some information for you.

Business loan

Interest rates as low as

5.49%1

Quick Loan2

Simple and hassle-free application process with expedited decisions and one-time payout of funds.

  • Financing up to $250,000 with no origination fee
  • Financing to grow your business, purchase equipment or provide working capital
  • Competitive rates and flexible terms

Business line of credit

Interest rates as low as

6.75%3

Cash Flow Manager

Designed for business owners who need ongoing access to cash - and the application process is easy.

  • Lines of credit up to $250,000
  • Provides working capital for seasonal purchases, inventory and short-term cash needs
  • Competitive variable interest rates with option to lock in fixed rate on existing balances

In order to apply and qualify online, you’ll need:

  • To include all business owners on the application with at least 20% ownership
  • Business and personal information, including Tax ID number and estimated gross annual sales

Online application is limited to businesses with no more than two owners. For secured applications, U.S. Bank will file a UCC lien and must be in first lien position. If you have more than $1 million in credit with U.S. Bank, you should apply for additional credit directly with your banker or relationship manager.

Consider some of the differences between loans and lines of credit

Operating a business requires a steady flow of capital.

U.S. Bank partners with you and your business to ensure you’re getting financing that best fits your unique goals and needs.

Our loans and lines of credit may be a smart and affordable way to meet routine business expenses. With our streamlined process and timely decisions, you get the money you need all backed by a trusted and ethical bank.