Apply for a business loan or line of credit
Funding your business needs
Complete your loan or credit line application online.
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With the U.S. Bank Quick Loan and Cash Flow Manager, you can do it all online: Upload documents, e-sign and disburse funds electronically. We’ll guide you through a few sections, and you can save your application any time then return to it later. If you’re a U.S. Bank customer enrolled in online banking, we’ll prefill some information for you.
Simple and hassle-free application process with expedited decisions and one-time payout of funds.
Interest rates as low as
Designed for business owners who need ongoing access to cash - and the application process is easy.
Online application is limited to businesses with no more than two owners. For secured applications, U.S. Bank will file a UCC lien and must be in first lien position. If you have more than $1 million in credit with U.S. Bank, you should apply for additional credit directly with your banker or relationship manager.
U.S. Bank partners with you and your business to ensure you're getting financing that best fits your unique goals and needs.
Our loans and lines of credit may be a smart and affordable way to meet routine business expenses. With our streamlined process and timely decisions, you get the money you need all backed by a trusted and ethical bank.
Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply. Financing maximums and terms are determined by borrower qualifications and use of funds.
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Quick Loans for vehicles cannot be completed online.Return to content, Footnote 1
The 5.99% interest rate applies to the U.S. Bank Quick Loan secured by all business assets for loan terms from 49 to 60 months for credit qualified applicants. Disclosed rate reflects 0.50% discount based on automatic monthly payments from a U.S. Bank Business Checking account. Higher rates may apply based on a lower credit score, SBA guaranteed loans, or not having automatic monthly payments taken from a U.S. Bank Business Checking account. Automatic payments are not required for loan approval. Advertised rate is as of 11/15/2019 and subject to change without notice based on market conditions. Rate effective 11/15/2019 through 12/13/2019.Return to content, Footnote 2
The 8.75% interest rate applies to the U.S. Bank Cash Flow Manager account secured with general business assets for credit qualified applicants. Rate applies to line amounts $50,000 and less, higher rates may apply to an unsecured Cash Flow Manager account, no automatic payment from a U.S. Bank Checking account and/or an SBA guaranteed Cash Flow Manager. Lower rates may apply for larger line sizes and certain types of existing U.S. Bank relationships. Some restrictions apply, including but not limited to industry type, credit exposure, and/or existing U.S. Bank relationship. The Cash Flow Manager Line of Credit rate is variable and has a floor rate of 6.00%. Advertised rate is as of 11/15/2019 and subject to change without notice based on market conditions. Advertised rate expires 12/13/2019. Rates are tied to Wall Street Journal Prime Rate and subject to change daily based on market conditions.Return to content, Footnote 3
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