U.S. BANK BUSINESS ALTITUDE™ CONNECT CARD

Benefits and Rewards

Get the most from your card.

Earn up to 5X points on all eligible business purchases.

  • 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.1
  • 4X points on travel, gas and EV charging stations on the first $150,000 in combined annual spend.1
  • 2X points on dining, takeout, restaurant delivery and cell service providers.1
  • 1X points on all other eligible spend.1

Important:

  • Transfer points between personal and business Altitude products (excluding Altitude Reserve). Certain conditions and limitations apply. Please see the Program Rules in the Rewards Center for details.
  • The account must be open and in good standing to earn and redeem rewards.

Log In to My Rewards

$25 reimbursement for rideshare expenses2

  • Use your Business Altitude Connect card for all your rideshare purchases, including Uber, Lyft and taxi services.
  • Make sure that your Business Altitude Connect card is set up as your preferred payment method in the app or your digital wallet.
  • After 3 consecutive monthly rideshare expenses, you’ll be rewarded with a $25 statement credit – that’s up to $100 back every year.

Rewards pooling is when all rewards earned by any card within the company card program accumulate to the Central Bill account, which can only be accessed by the Authorized Officer or Authorized Representative. Central Billing is required for rewards pooling.

Important Facts:

Most rewards accounts are automatically set up for rewards pooling. To verify if your account is set up for Central Bill with rewards pooling, contact Cardmember Service using the number on the back of your card. It will take up to two monthly statements to get set up on Central Billing and rewards pooling.

Learn About Central Billing

  • Gift Cards – Redeem points for gift cards at hundreds of top retailers.
  • Merchandise Rewards – Choose from hundreds of brand name items.
  • Travel – Redeem for airline tickets on over 150 airlines with no blackout dates.
  • Cash Back – Get a statement credit or deposit into your U.S. Bank business checking, savings or moneymarket account ($25 minimum deposit).

How to redeem rewards:

  • Log in to Online Banking.
  • Under the “My Accounts” tab, select “My Rewards.”
  • Click “Redeem Rewards” to start redeeming.
  • Or Contact Us to reach Cardmember Service.

Important:

  • The account must be open and in good standing to earn and redeem rewards.

Log In To My Rewards

View the complete guide to benefits here (PDF).

Priority Pass™ Digital Airport Lounge Access

Airport lounge access provided by Priority Pass is available to all eligible World Elite Mastercard® cardholders. Cardholders can use their Priority Pass digital membership card to access an airport lounge in a seamless way, as follows:

  • Membership to 1300+ Priority Pass lounges in 120+ countries and in over 400 airports regardless of airline, frequent flyer membership or class of ticket.

Before traveling, eligible cardholders must enroll in the Priority Pass digital membership program by visiting prioritypass.com/usbankbusinessconnect.

Certain terms, conditions and exclusions apply. Please visit prioritypass.com/usbankbusinessconnect for further details. Offers vary by location. View terms and conditions at prioritypass.com/en/conditions-of-use.4

Lost or Damaged Luggage

Receive reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged.

Visit www.mycardbenefits.com or call 1-800-Mastercard to open a claim. You must report the claim within sixty (60) days of the incident or the claim may not be honored.

Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. Please refer to your Guide to Benefits, visit mycardbenefits.com or call 1-800-MASTERCARD (1-800-627-8372) for details.4

MasterAssist Travel Assistance Services

Travel Assistance Services is your guide to many important services you may need when traveling, including travel requirements (documentation, immunizations or currency exchange rates), medical assistance, legal referral service and roadside service. Benefits are designed to assist you or your travel companions when you’re traveling 50 miles or more from home. This is reassuring, especially when visiting a place for the first time or not speaking the language.

Enrollment is automatic and the assistance service is free to cardholders. You will be responsible for the fees incurred for professional or emergency services requested of Travel Assistance Services. For services, or to confirm services are available at your destination(s), call 1-800-627-8372.

Certain terms, conditions, and exclusions apply. Please refer to your Guide to Benefits or call 1-800-MASTERCARD (1-800-627-8372) for details.4

MasterRental® Car Rental Collision Damage Waiver Insurance

Receive Auto Rental coverage by charging your entire rental transaction amount to your eligible card and declining the extra collision insurance (or loss damage waiver) from the rental company. If your rental car is damaged or stolen while you’re traveling, you can be covered! It’s your ticket to significant savings and increased peace of mind.

Visit mycardbenefits.com or call 1-800-Mastercard to open a claim. You must report the claim within sixty (60) days of the loss or the claim may not be honored.

Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. Please refer to your Guide to Benefits, visit mycardbenefits.com or call 1-800-MASTERCARD (1-800-627-8372) for details.4

Airport Concierge

Receive a 15% discount on a dedicated “Meet & Greet” escort service to guide you through the airport upon departure, arrival or any connecting flights at over 450 destinations worldwide. Certain terms, conditions, and exclusions may apply.

Certain terms, conditions, and exclusions apply. Please refer to your Guide to Benefits, visit mastercard.com/airportconcierge or call 1-800-MASTERCARD (1-800-627-8372) for details.4

Mastercard Lifestyle & Travel Services

Experience a suite of premium travel benefits that provide access to Luxury Hotels & Resorts Portfolio, upgrades and discounts on select airlines, elite status at participating car rental companies and added-value through our Cruise and Tours and Vacations programs.

View Benefits or call 1-800-627-8372.

Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for details or call 1-800-MASTERCARD (800-627-8372). Mastercard Travel & Lifestyle Services are provided by Ten Lifestyle Management Ltd. No travel bookings are being made by Mastercard, nor is Mastercard acting as a travel agency or providing any travel consultation or advice, in connection with Mastercard Travel & Lifestyle Services.4

Mastercard Easy Savings® Program

Enjoy this complimentary program where you can save on business purchases. Use your Business Mastercard on qualifying purchases at participating merchants. Your savings appear as automatic credits on your future account statements.

Learn More

Mastercard ID Theft Protection™

Provides you with access to a number of identity theft resolution services, should you believe you are a victim of identity theft. This product offering will alert you about possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information in order to detect fraud at its inception. Services provided are on a 24-hour basis, 365 days a year.

Register

Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please refer to your Guide to Benefits for details or call 1-800-MASTERCARD. (1-800-627-8372).4

View the complete guide to benefits here (PDF).

Certain terms, conditions and exclusions apply. Please refer to the Guide to Benefits for further details and full terms and conditions.

In order for coverage to apply for Auto Rental Collision Damage Waiver, Travel Accident Insurance, Lost Luggage Reimbursement, Purchase Security and Extended Protection, you must use your Visa Signature Business Card to secure transactions.

Priority Pass™ Select

Whether you are traveling for business or leisure, make your time at the airport an absolute pleasure this year. As a Business Altitude Connect Visa Signature cardholder, you have a complimentary 12-month Priority Pass™ Select Membership with 4 free visits to over 1,300 airport VIP lounges worldwide. Regardless of the travel class or airline you’re flying, you can escape the crowds and await your flight in quiet comfort.

Explore for all your Priority Pass benefits and learn how you can activate your complimentary membership.4

Please refer to the Guide to Benefits for further details and full terms and conditions.

Visa Signature® Luxury Hotel Collection

The Visa Signature Luxury Hotel Collection offers an unparalleled experience with a premium collection of benefits like VIP status, complimentary breakfast for two, an upgrade when available.4

Learn More or call 1-800-953-7392.

Concierge Services

Your Visa Signature card comes with complimentary, 24/7 access to the Visa Signature® Concierge service. Simply call 1-800-953-7392 anytime for assistance booking travel, event tickets and more – even dinner reservations for golf tee times.4

Learn More or call 1-800-953-7392 to talk with Concierge Services now.

Cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.

Auto Rental Collision Damage Waiver

When you use your card to rent a vehicle, you’ll get built-in Auto Rental Coverage. You’re covered for physical damage, theft, reasonable and customary towing and loss-of-use charges. Decline the Collision Damage Waiver covered offered by the rental agency and make sure your name is listed as the primary renter on the auto rental contract. Any additional drivers must also be listed on the rental agreement.4

Lost Luggage Reimbursement

Enjoy greater peace of mind when you travel. If your checked or carry-on luggage and its contents are lost due to theft or misdirection by the common carrier, you can get reimbursed.4

Purchase Security

Protect your credit card purchases in case of theft or damage due to a covered reason for the first 90 days from the date of purchase. Purchase Security will replace, repair, or reimburse your eligible items of personal property purchased entirely with your eligible credit card.4

Extended Protection

Double the time period of the original manufacturer’s written U.S. warranty up to one (1) additional year on warranties of three (3) years or less – up to a maximum of ten thousand dollars ($10,000) per claim. The eligible item must have been purchased with your eligible credit card.4

Travel and Emergency Assistance Services

When you’re traveling or working anywhere in the world, your Visa Signature Business card gets you access to a multilingual call center – 24 hours a day, 365 days a year – for the assistance you need. You, your immediate family members and business associates who are traveling with you can call toll-free in the United States, or collect when traveling abroad. Services include: medical and legal referrals, emergency transportation and more.4

For Auto Rental Collision Damage Waiver, Lost Luggage Reimbursement, Purchase Security, Extended Protection and Travel and Emergency Assistance Services, call 1-800-397-9010 to learn more or to make a claim.

Travel Accident Insurance

Use your eligible credit card to purchase travel fares on common carriers (train, plane, bus, or ship) and receive automatic Accidental Death and Dismemberment Insurance for you and your family.4

Contact Us or call the number on the back of your card to learn more.

Roadside Dispatch®

Get emergency roadside assistance with services like towing, fuel delivery, and more by calling 1-800-VISA-TOW (1-800-847-2869). Tell the operator where you are, what the problem is, and the operator will arrange a dispatch to a reliable tow operator or locksmith to provide help. The operator will let you know the name of the local tow operator or locksmith being sent to assist you. Cardmembers are responsible for any service fees.4

Please refer to visa.com/signature for further details and full terms and conditions.

ID Navigator Powered by NortonLifeLock™

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with the tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen.4

Confirm Eligibility

No one can prevent all identity theft.

Visa Offers + Perks

Enjoy discounts at the places you love to shop, indulge your passion and gain access to a wide variety of offers and deals, including food and wine, shopping, sports, entertainment and more.4

View Offers

Visa SavingsEdge®

Enjoy this complimentary program where you can save up to 15% on business purchases. Enroll your Visa Business card to save money on qualifying purchases at participating merchants. Your savings appear as automatic credits on your future account statements.4

Learn More

Visa® Spend Clarity

Enroll in Visa Spend Clarity, a simple and powerful free tool to access and sync expenses, set employee card controls, generate reports, and more.4

Learn More

24/7 U.S.-Based Customer Service

We have dedicated specialists available 24/7 to assist you with any questions about your account.

Contact Us or call the number on the back of your card.

Fraud Protection

We have sophisticated fraud-monitoring tools that look for abnormal spending patterns. If we see something unusual, we move fast to keep your card and your account information safe.

Your account is also protected with zero fraud liability, which means you’ll get reimbursed for 100% of fraud losses due to unauthorized use of your account. Please notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

Chip Technology

Your credit card is embedded with a microchip that adds an additional layer of security to your traditional magnetic stripe card. It turns cardmember information into a unique code that is virtually impossible to duplicate or copy when used at a chip-enabled terminal. If the merchant has a chip terminal, they will ask you to simply insert your card into the terminal and sign your name to verify your purchase. At merchants who are not equipped with chip terminals, swipe your card and sign your name as usual.

Online and Mobile Account Access

View your account balance, pay your credit card, set up account alerts, and more.

Online Banking       Mobile Banking

Budgeting Tools

You know best how to manage your money, which is why U.S. Bank offers free credit card management tools that help you avoid interest and late fees. You can also set up account alerts, set controls and choose your payment due date.

Learn More

Spend Analysis Online Reporting

Our Spend Analysis online reporting tool makes tracking and monitoring expenses easy.

  • View a chart showing your spending information at a glance.
    • Monitor transactions in your top spend categories, such as Automotive, Food or Travel.
    • Review transactions monthly, quarterly or annually.
  • Download an easy to read Annual Account Summary (PDF format).

Simply log in to Online Banking, select your credit card and click “Spend Analysis.”

Financial IQ

The U.S. Bank Financial IQ website offers educational, inspirational and thought leadership topics to promote financial wellness for everyone, whether at work, home or play. To find topics to support you and your business, please visit usbank.com/financialiq and click on the "Manage your Business" section.

Don’t miss out on up to $100 in statement credits

Did you know you can earn money back on your rides to the airport or meeting clients for lunch? Set your card as your default payment option – after every three consecutive monthly taxi or rideshare trips, you’ll earn a $25 statement credit. That’s up to $100 back per year.2

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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated, and the cards are available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

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  1. Points are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are eligible for Points, such as Advances, Balance Transfers and Convenience Checks. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and current (that is, no Minimum Payment is past due) on the closing date of the billing cycle in order to earn and redeem Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Use of the Card is subject to terms and conditions of the U.S. Bank Business Altitude Connect Cardmember Agreement, which may be amended from time to time. U.S. Bank Business Altitude Connect Cardmembers will earn one (1) Point for every $1 in eligible Net Purchases. You will earn additional Points for the following Net Purchases: You will earn four (4) additional Points for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the online Altitude Rewards Center using your U.S. Bank Business Altitude Connect Card. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the additional Points for that category. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details. You will earn three (3) additional Points for each $1 on the first $150,000 spent during each account calendar year on combined eligible Net Purchases made directly with merchants that are classified as a travel category transaction (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies) and for purchases made with merchants classified as a gas station or electric vehicle charging station. After $150,000 is spent on combined purchases during the calendar year in these categories, you will earn 1 Point for each $1 spent, with no maximum. You will earn one (1) additional Point for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a restaurant, fast-food restaurant or bar, and cellphone provider, with no maximum.

  2. An automatic statement credit of $25 will be applied to your Account within two (2) statement billing cycles following three (3) consecutive months in which at least one (1) eligible rideshare service purchase was made directly with a rideshare provider such as Uber and Lyft, including taxi services. Eligible rideshare service providers are identified by their Merchant Category Code (MCC). We do not determine the category codes that merchants choose and reserve the right to determine which Purchases qualify. We reserve the right to adjust or reverse any portion of all or any rideshare services credit for unauthorized purchases or transaction credits. Account must be in good standing (open and able to use) to receive the credit.

  3. Mastercard® benefits are for Mastercard cardholders. Visa® benefits are for Visa cardholders. If you have any questions about your benefits, please see the link to the PDF document at the top of this section for full details.

  4. Please see the link to the Guide to Benefits PDF document at the top of this section for full details. Benefit descriptions are intended to provide general information about the coverage made available to you by U.S. Bank. Benefits vary by credit card product.