U.S. Bank Business Credit Cards
Manage My Account
Learn About Central Billing
Most business accounts are set up with Central Billing because it is easier to manage just one statement for multiple cardholders.
Central Billing
The Authorized Officer/Accounts Payable receives one monthly statement that contains all the transactional activity broken out by each cardholder.
- The Central Billing account will have a unique account number that is used for billing purposes only and cannot be used for making purchases. There is no card issued for the Central Billing account.
- Individual cardmembers may receive memo statements if requested.
- No payment can be made on individual cardmember accounts.
- Individual cardmember accounts will never show a payment due because the payment due will show on the Central Billing account.
Individual Billing
Each cardmember receives their own personal statement which they are responsible for paying.
- Company and Community Credit Cards are not eligible for this feature.
Credit Limits
See Manage Credit Limits to learn more about the overall company limit and individual spending limits.
Manage your employee credit cards all in one place.
Central Billing allows you to easily control and pay one statement for multiple cardholders, with transaction activity broken down for each account. Enroll in business online banking to get started.
Central Bill Online Access
To pay your Central Billing account, which includes all of your employee's transactions, you are required to use a business online banking profile.
The business owner needs to create a business online profile by registering his/her business credit card, which will allow access to the Central Billing account and all the employee cards.
If you already have a personal online banking profile, the business owner will only see his/her individual business card account used for making purchases and will not see a minimum due because the minimum due only appears on the Central Billing account.
Don't have business login credentials?
Even if you have personal U.S. Bank accounts, you’ll need to create new business login credentials to access the full features of your business card in online banking. Get started now!
When adding employee cards, required information includes legal name, date of birth, phone number and Social Security number for each employee you would like to add to your account. Additional employee card fees may apply. Please refer to your Cardmember Agreement for details.
Online banking just got easier
Profile Switch lets you easily toggle between your business and personal accounts on your desktop or mobile app so you can manage your money with one username and password.