The Standard CD


When it comes to term lengths, the Standard CD is flexible. Choose from one month to five years. Whatever is best for you.

Lower minimum deposit than our other CDs

The Standard CD’s minimum opening deposit is only $500.


Choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose. 1


As with all U.S. Bank CDs, the Standard CD is FDIC-insured. 2

Terms 125 and Annual Percentage Yield (APY) 4

Deposit between $500 and $250,000. 3 The Annual Percentage Yield (APY) 4 is effective currentdate for ZIP code currentZipCode. (Edit ZIP code)

Terms in months CD Amount APY
Start of disclosure content
  1. Offer good for the initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. Advertised rate and APY are offered at the bank's discretion and may change daily.

  2. $500 minimum opening deposit up to a maximum of $250,000.

  3. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. Fees could reduce earning on the account.

  4. Online application is not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers.

Start of disclosure content

You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our PRIVACY POLICY for how we treat your data.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Refer to Your Deposit Account Agreement and the Consumer Pricing Information (PDF) disclosure for a summary of fees, terms and conditions that apply.