Estimate your monthly mortgage payments

There are many variables that can influence the monthly mortgage payment of your home. Calculating your monthly payment depends on a few factors, such as the type of loan you choose, the length of term on the loan, the down payment amount and the interest rate of the loan chosen. Get an estimate of your monthly mortgage payments for several different home loans.

To calculate your mortgage, add the cost of your home in the field and select calculate my payment.

How much will your home cost?

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Options for a loan with a down payment of (20%)

As of . Note: This calculator assumes a 20% down payment for conforming fixed-rate loans.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $484,350, try a jumbo loan.

The amount you have entered is not recommended/available for a conventional fixed-rate home loan. Try a jumbo loan.

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Options for a loan with a down payment of (20%)

As of . Note: This calculator assumes a 20% down payment for adjustable-rate loans. After your introductory rate term expires, your payment and rate may increase.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $484,350, try a jumbo loan.

The amount you have entered is not recommended/available for an ARM loan. Try a jumbo loan.

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Options for a loan with a down payment of (3.5%)

As of . Note: This calculator assumes a 3.5% down payment for conforming FHA mortgages.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $484,350, try a jumbo loan.

The amount you have entered is not recommended/available for a FHA loan. Try a jumbo loan.

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Options for a loan with a down payment of (0%)

As of . Note: This calculator assumes a 0% down payment for conforming VA mortgages.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $484,350, try a jumbo loan.

The amount you have entered is not recommended/available for a VA loan. Try a jumbo loan.

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Options for a loan with a down payment of (20%)

As of . Note: This calculator assumes a 20% down payment for conforming jumbo mortgages.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $424,100, try a jumbo loan.

The amount you have entered is not recommended/available for a jumbo home loan. Try another type of loan or a line of credit.

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This mortgage payment calculator gives you an estimate

This mortgage loan payment calculator provides customized information based on the information you provide, but it assumes a few things about you - for example, you have what is considered very good credit (a FICO credit score of 740+) and you're buying a single-family home as your primary residence. This mortgage payment calculator also makes some assumptions about typical down payment amounts, settlement costs, lender's fees, mortgage insurance, and other costs. Learn more about these assumptions below.

Calculate different mortgage payment scenarios

Whether you know the price of the home or are curious what you'll have to potentially pay each month, use our free mortgage payment calculator to get an estimate and compare the monthly payments for various scenarios. You can make changes to the home price in the loan calculator tool by making increases or decreases to see if the payment still fits your budget.

Compare different mortgage loan types

Even if you have a specific mortgage type you are interested in, you can estimate monthly payments for several loans with our mortgage payment calculator tool. Each loan type has various terms and interest rates that will adjust the amount paid each month.

Mortgage calculators for specific mortgage loans

Get details for the mortgage type you want.

For a more accurate mortgage payment estimate, talk to a mortgage loan officer

Let us help answer all of your home finance questions and help you find the mortgage that's right for you - with monthly payments you can afford. You can also see if you prequalify online, so you'll have a better idea of how much you could afford.