Navigating the mortgage process

Featured articles

man on counch drinking coffee researching prequalification vs pre-approval

Mortgage pre-approval vs. prequalification — what’s the difference?

Couple going through the mortgage home-buying process

Mortgage loan and home buying process

What is the APR on a mortgage?

Start your application process if you’ve found a home you love.

We’ll confirm your personal and financial information, pull your credit, and then a mortgage loan officer will connect with you about the results.

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Insights to help you choose the right mortgage loan

Today’s mortgage rates

Get relevant numbers based on where you’re looking to buy.

See today’s rates

Compare loan options

There’s no one-size-fits-all. We’ll help you find the right loan.

See loan options

Affordable homeownership

Affordable mortgages do exist. Explore your options.

See affordable loans

Additional articles

A woman on her laptop exploring first-time home buyer loan options

First-time homebuyer loans

A woman relaxes on a couch, reading a book that compares FHA and conventional loans

FHA vs. conventional loans

A couple reviewing documents that compares adjustable-rate and fixed-rate mortgage options

Adjustable-rate mortgages vs. fixed-rate mortgages

Two women at a table, focused on a laptop as they apply for a mortgage online

How to apply for a mortgage online

A cozy living room featuring a staircase and a comfortable couch, inviting relaxation and warmth

What is an escrow account?

A smiling couple uses a laptop, exploring information related to mortgage points

What are mortgage points?

Mortgage calculators

Mortgage points calculator

Run the numbers

Mortgage payment calculator

Calculate my payment

Explore additional resources if you’re at a different stage in your home-buying journey.

Preparing to buy

Closing on your house

Disclosures

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage, home equity and credit products offered by U.S. Bank National Association and subject to credit approval. Deposit products offered by U.S. Bank National Association. Member FDIC.

Equal Housing Lender