2-min read

The U.S. Bank Loan Portal is a convenient way for you to apply for a mortgage online. Using the online portal, you can apply for a mortgage eligibility letter or a home loan in one secure place. From uploading personal documents to submitting electronic signatures, the U.S. Bank Loan Portal makes the mortgage process fast and easy on any device. Here’s a look at what to expect in the portal.

Sign up

You’ll use a unique email address and password to set up your personal profile in the U.S. Bank Loan Portal. Once this step is complete, you’re ready to begin applying for a mortgage eligibility letter or a home loan.

Don’t have an address yet?

If you’re still on the hunt for the perfect home, a mortgage eligibility letter will come in handy while you shop. A buyer with a mortgage eligibility letter may be more attractive to a seller than someone who says they can buy a house but have nothing to back up their offer.

Prequalification helps you see how much you might be able to borrow.

Start the online mortgage application

Once you’ve found the home you want to buy and have a signed purchase agreement, you’ll start the online mortgage application. You may be asked to submit some personal documents after we receive your application and provide you with a Loan Estimate. If you have questions, contact your mortgage loan officer.

Upload and submit

During the underwriting process, underwriters will review your mortgage application and may request additional documentation. They may also share documents with you for your review and approval. In the U.S. Bank Loan Portal, you can safely upload and view documents from multiple devices in one convenient place.

Sign and close

Closing is the last step in the mortgage application process. Closing happens in a meeting between a combination of the buyer, the buyer’s agent, the seller, the seller’s agent and a closing agent. The closing agent is either an attorney or a representative from the title company which manages the home's ownership documents.

Move in

Congratulations! After closing is complete, you can collect your keys and move into your home.

Start your application if you’ve found a home you love.

We’ll confirm your personal and financial information, pull your credit, and then a mortgage loan officer will connect with you about the results.

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Connect with us to start your home-buying journey.

Start of disclosure content

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC.

U.S. Bank, 800 Nicollet Mall, Minneapolis, MN 55402