To find your daily and weekly limits within digital banking, start the process of sending an ACH payment. There’s no need to send it and it’s easy to cancel.

To find your limits for ACH payments using online banking and the U.S. Bank Mobile App

1. Select Transfer & pay, then choose Wires & ACH.
2. Within the ACH payments section, select Send ACH payment. 
   Note: You may be prompted to answer a few questions about how you’ll be using ACH payments before proceeding further.
3. Tell us the details of who you’d be paying, then select Continue. We’ll need the following information:
   • The name of the person or business that will receive the funds. If this payment won’t be sent, you can use an example name such as Jane Doe.
   • Their routing and account numbers, and if it’s a checking or savings account. If this payment won’t be sent, use a valid routing number from a different bank and an example account number (e.g. 00000).
     • Routing numbers are public information, and our system needs a valid routing number to proceed further.
     • Learn more about bank routing numbers by visiting our Routing number page.
4. Let us know how to send the payment by following the steps below, then select Continue.
   1. Choose which account the funds will come from.
   2. Optional: You can change the date to find out when a payment will be delivered based on the speed of the payment (below). However, changing the date isn’t needed to find your limits.
   3. Choose the speed of the payment.
      Optional: Select More about payment speeds for details about cutoff times, delivery times, and estimated arrival times.
5. Select How much can I send? below the Total amount field. A pop-up window will appear with the following information:
   • What’s available to send now: This is how much you can send for the rest of that day.
   • Daily and weekly limits: This is the maximum amount you can send each day and each week.
6. Select OK to close the pop-up window, then choose Cancel to avoid sending the payment.
   • If an example name or account number was used, it’s especially important to cancel the transaction to avoid an issue.
     • If you selected “Continue” instead of “Cancel”, you’ll be at the Review page. This will be the final chance to cancel it.
     • If “Send payment” is chosen, the transaction cannot be stopped. 
   • If you intend to send this payment to a real person or business, select Continue instead of “Cancel”. Review your payment details to ensure everything is correct, then select Send payment. 

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.