Can a Safe Debit account be charged an overdraft fee?

No. Overdraft Paid Fees or Extended Overdraft fees are not assessed on Safe Debit accounts. Fees may be charged by the payee or merchant if a payment is returned.

If your available balance is negative, you won't be able to use your debit card or withdraw funds. Make a transfer or deposit to bring the available balance positive and you'll be able to use your account again.