KNOWLEDGE BASE

What is the cutoff time for mobile check deposit?

For us to process your deposit the same day, it needs to be made before 10 p.m. CT, Monday through Friday.

Deposits made after 10 p.m. CT or over the weekend/holidays become available the next business day.

More information

Deposits made using mobile check deposit are subject to our Digital Services Agreement. You may not be able to withdraw those funds right away. No deposit is complete until we process it and collect the funds.

Usually, the first $225 of your total daily deposits are available to use right away. Then the remaining funds from those deposits becomes available the next business day.   

For check handling instructions and more, refer to the mobile check deposit section of the Digital Services Agreement.