KNOWLEDGE BASE

What is the cutoff time for mobile check deposit?

Mobile check deposit is available 24-hours a day, 7 days a week. For us to process your deposit the same day, the deposit needs to be made before 10 p.m. CT, Monday through Friday. Deposits made after 10 p.m. CT or over the weekend/holidays will be available the next business day.

Note: Deposits made using mobile check deposit are subject to your Digital Services Agreement and may not be available for immediate withdrawal. No deposit is complete until we process it and collect the funds. Under normal circumstances, the first $225 of your total daily deposits will be available immediately. The balance of your total daily deposits will be available on the next business day.   

For check handling instructions and additional information, refer to the mobile check deposit section of the Digital Services Agreement.