What is the cutoff time for mobile check deposit?

For us to process your deposit the same day, the deposit needs to be made before 10 p.m. CT, Monday through Friday. Deposits made after 10 p.m. CT or over the weekend/holidays are processed the next business day.

Note: Deposits made using mobile check deposit are subject to U.S. Bank's "Your Deposit Account Agreement" and may not be available for immediate withdrawal. No deposit is complete until we process it and collect the funds. Under normal circumstances, the first $225 is usually available after the deposit is approved for processing.
For check handling instructions and additional information, refer to the mobile check deposit section of the Digital Services Agreement.