How do I find out more about loans or equity lines and how do I apply?

Applying for a loan or line of credit is important and we want to give you choices. To get started, just follow these steps. 

Online banking steps:

For the best online banking experience, we recommend logging in at

  1. Select Products & Services from the top menu bar, then Loans & Credit Lines.
  2. From here, you can explore information on home equity, auto, and personal loans and lines of credit.
  3. Once you’ve chosen the product you’d like, select Apply now.

During the application process, you'll be presented with a series of questions. We'll pre-fill your application with the information we already know about you. You'll have an opportunity to correct any information before the application process is complete.

U.S. Bank Mobile App steps:

For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App.

  1. From the Main menu, select Explore accounts and offers.
  2. Scroll down and select Loans.
  3. Choose the product you'd like to know more about from the options presented.