How do I add an authorized user to my credit card?

To add an authorized user, the request needs to come from an account owner. Up to seven authorized users can be on the account at the same time. Authorized users must be at least 13 years of age. All that's needed to add them is their first and last name, date of birth, and Social Security number. Adding a middle initial is optional.

If you'd like to complete the process by phone or have any questions, please call us at the number on the back of your card or 800-285-8585. We accept relay calls.

To add an authorized user through digital banking, follow the steps below.

Online banking

  1. Select Customer Service from the top of the page, then choose Self Service
  2. Within the Credit Cards, Charge Cards and Personal Lines section, select Add Authorized User. If you have multiple credit cards, select the card you'd like to add an authorized user to. Then select Continue.
  3. Fill out the authorized user form and select Continue to review.
  4. Take a look at the information and if it's correct select Submit authorized user request.

U.S. Bank Mobile App

  1. From the account dashboard, select the Menu in the upper left corner, then Manage cards. (Make sure to select the correct card if you have more than one.)
  2. Select Add a user from the card controls menu.
  3. Fill out the new authorized user form and select Save & continue.
  4. Review the information, then select Submit authorized user request.

Additional information

Please be aware of the following information:

  • The card will be sent to the address we have on file.
  • A credit report is not pulled when we process a request to add an authorized user.
  • College, Secured, and Young Adult (co-signer) credit card accounts are not eligible to add authorized users.