When you’re an account owner, adding an authorized user to it is an important decision. Here's what you should know:

• You are solely responsible for all the transactions an authorized user makes on that account. 
• All users must be at least 13 years of age.
• Up to seven authorized users can be on the account at the same time.
• The card is sent to the address we have on file for you.
• A credit report is not pulled when adding an authorized user.
• The request needs to come from an account owner.
• College, Secured, and Young Adult (co-signer) credit card accounts are not eligible to add authorized users.

To add an authorized user using online banking

1. Select the credit card you'd like to manage. 
2. Choose the Account tab and select Add user from the Account users tile. 
3. Fill out the authorized user form and select Save & continue.
   Note: You'll need their first and last name, date of birth, and Social Security number to get started.
4. Review the authorized user that was added.
   • If you’d like to edit their information, select Edit.
   • If you’d like to remove them, select Delete.
   • If you’d like to add another person, select Add another authorized user.
5. When ready, select Submit. 

To add an authorized user in the U.S. Bank Mobile App

1. Open the main menu and select Manage cards. 
2. Choose the credit card you'd like to add an authorized user to.
3. Scroll down to the Control section and select Add a user.
4. Fill out the authorized user form and choose Save & continue.
   Note: You'll need their first and last name, date of birth, and Social Security number to get started.
5. Review the authorized user that was added.
   • If you’d like to edit their information, select the Edit icon.
   • If you’d like to remove them, select Delete icon.
   • If you’d like to add another person, select Add another authorized user.
6. When ready, select Submit. 

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.